They are all good loaders, but the factory loader is the one I would select. The fender mounted control lever is the cat's meow, and the sloped down NH boom allows for outstanding viewing. I was extremely interested in the Kioti DK45S, with a Rhino loader, but felt that the front structional bracing was really in the way of servicing the tractor. You don't think about that stuff, unless you have to work around it, while serving your machine. The factory loader has transfered the loader stress to the rear axle, and it is completely out of the way if you have to lift the hood for anything. The after market loaders to me really don't save you very much if any $$, due to the factory 16LA loader being so very well thought through. Just my 2 cents........What did you pay for your TC40A?