Diggin It
Super Star Member
Does it make sense to finance implements with the purchase of the tractor, or pay cash if possible?
Does it make sense to roll in the backhoe with the tractor purchase or wait and buy that later as an ad on?
If you're going to buy new and know you want the BH, you really want the BH from the start. They're much more expensive to add on afterwards and more difficult to find one matched to the tractor and get installed properly.
Implements is another one of those personal choices. Adding them into the contract means you're only paying a few dollars a month for each instead of hundreds or thousands up front. It's all about how much liquid capital you want to commit.