I mow about 3 acres with my 5240 and a 72" rear finish mower. If I have extra time I will take the loader off but usually it stays on. The tractor has ag tires (not loaded) and will tear up the grass if I turn too sharp but it is easy to prevent. Since the rears aren't loaded rutting is also not a problem as long as i don't go out right after it rains. Overall I'm happy with how the 5240 does mowing our yard.