Application Fee?

[chatme]

I bought my BX in PA. and did not pay this fee. but at another dealer he did try and charge the 100.00 fee and more for the tractor too. A lot more!

 

[VA_Joe]

It sounds like there is some part of the fee that the dealer isn't pocketing. Now it may very well be that some dealers are passing it along to you in the form of their sale price, while others are itemizing it out separately and perhaps even "padding it". Either way you'd be paying for it, so it's a matter of personal preference as to how you like your deception served to you.

Here's how I'd look at it: To use nice round figures, assume you're about to pull the trigger on $20K worth of tractor & goodies... $100 is only 0.5%. Heck, I'd be more upset about the 10X that or more you're going to **** away in sales tax.

Focus on the bottom line instead (yours as well as the dealers)... If the dealer that wants to gig you the 100 bucks still represents your overall best value, then you'd have be kinda simple in the head to want to avoid that fee by spending more somewhere else, right? We don't think you're that simple.

The part I don't like is being told about an additional fee (whatever it is for) at the last minute vice earlier in the process. To me it smacks of additional dealer profit and really sours the relationship.

 

[DiezNutz]

The part I don't like is being told about an additional fee (whatever it is for) at the last minute vice earlier in the process. To me it smacks of additional dealer profit and really sours the relationship.

No argument here.

 

[ejnichol]

All Kubota dealers I talked to, five, mentioned a UCC fee of about 100.00.

The dealer I bought from sent me the contract, and it had an additional 100.00 ADP(additional Dealer Profit) fee. I cleared it with him early on, as I did with the others what fees were in involved no additional fee but UCC.

He as trying to slip it in feigning ingnorance of that it was on there. He redid it and deleted the additional. Ask early on what other fees are involved, that way if something screwy pops up they have to back it out or eat there tractor.

 

[Ace Power Equipment]

I wonder if the dealer collects the 100.00 Application fee from people who don't get approved?

I also wonder how those people that didn't get approved feel about the 100.00 app fee?

Brian

 

[N80]

I bought my Kubota from Todd's dealership (he has a reply above) and they did charge me a $100 documentation fee. My only problem with it is that they did not mention it until the last minute. But, it didn't bother me at all since they also mentioned at the last minute that they'd deliver my tractor for free and it was two counties away. So in the end, I came out ahead. (And the truth is, I was so excited about getting a new tractor I really hardly noticed the fee anyway! I do remember my wife grumbling a bit.....but she just doesn't get the whole tractor thing to begin with.)

I have no problem with folks getting paid for the work they do. We recently implemented fees for filling out outside forms here in my doctors office. We found that this paperwork (from employers, social security, disability, insurance companies) took up and enormous amount of employee and doctor time so we added a fee. People get most angry about it when we spring it on them at the last minute.

I think the key to avoiding problems is to have that info right up front.

 

[BTDT]

I have no problem with folks getting paid for the work they do. We recently implemented fees for filling out outside forms here in my doctors office. We found that this paperwork (from employers, social security, disability, insurance companies) took up and enormous amount of employee and doctor time so we added a fee.

As for the dealer, sounds like he is charging you 100.00 to see if your worthy to buy a tractor from him. Sounds fishy to me.

And George, as for charging extra fee for your employees to fill out the paperwork, I thought that's what office help was supposed to do and why you hire them in the first place. Now, your asking your patients to pay for your hired help, so that's more money for who?

 

[N80]

As for the dealer, sounds like he is charging you 100.00 to see if your worthy to buy a tractor from him. Sounds fishy to me.

Maybe, but as you've read so far, even if it is fishy, it isn't uncommon and things worked out in my favor anyway. The delivery two counties away would have cost me more. I might expect a dealer to deliver locally for free but this was a long way off.

And George, as for charging extra fee for your employees to fill out the paperwork, I thought that's what office help was supposed to do and why you hire them in the first place.

I think you need to read what I said. This paperwork has nothing to do with patient care or insurance claims. This is paperwork generated by the patient or his employer to be used for their benefit financially and they will not accept my dictated office note which contains all the info they are requesting. The dictation costs for my office run about $80,000 a year, but they won't accept that.

And no, I do not hire any employees to fill out disability forms, FMLA forms etc. Even if I did, wouldn't you expect me to pay them? And if I pay them, that's part of overhead. Higher overhead means higher prices. You pay one way or another, right? And here's the catch, when your disability carrier or your human resources dept generates these forms, they will not pay for them, they expect you to pay for them. And make no mistake, you (or anyone else) ask me to spend 20 minutes filling out some redundant form which has nothing to do with the health of my patient, well, someone is going to pay for my time.

Now, your asking your patients to pay for your hired help, so that's more money for who?

Let me follow a question with a question. Just who, on earth, do you think pays for my hired help? Think about it. Patients pay, of course. Its a business just like any other. If I have to hire extra employees to handle the insane amounts of sensless paperwork, who is going to pay them? The cost is passed on to the consumer, in this case, the patient. Does that surprise you? Why?

If you want to get mad, get made at the insurers who are already bleeding you dry for health and disability insurance and then expect that either 1) I take this extra duty on for free (and remember, it has nothing to do with healthcare!) or 2) you pay for it.

You want to know why healthcare costs are high? Come by my office. We have THIRTY employees to run an office with 8 doctors. Of that 30, only 14 do clinical (patient care) work. The rest handle the mountains of paperwork that we DON'T charge extra for. Most of it is generated by insurance companies and Uncle Sam. We calculated that we could cut our fees in half if we didn't have this astronomical burden of paperwork, none of which every prevented, cured or eased an illness.

You asked. I told you.

 

[BTDT]

Maybe, but as you've read so far, even if it is fishy, it isn't uncommon and things worked out in my favor anyway. The delivery two counties away would have cost me more. I might expect a dealer to deliver locally for free but this was a long way off.



I think you need to read what I said. This paperwork has nothing to do with patient care or insurance claims. This is paperwork generated by the patient or his employer to be used for their benefit financially and they will not accept my dictated office note which contains all the info they are requesting. The dictation costs for my office run about $80,000 a year, but they won't accept that.

And no, I do not hire any employees to fill out disability forms, FMLA forms etc. Even if I did, wouldn't you expect me to pay them? And if I pay them, that's part of overhead. Higher overhead means higher prices. You pay one way or another, right? And here's the catch, when your disability carrier or your human resources dept generates these forms, they will not pay for them, they expect you to pay for them. And make no mistake, you (or anyone else) ask me to spend 20 minutes filling out some redundant form which has nothing to do with the health of my patient, well, someone is going to pay for my time.



Let me follow a question with a question. Just who, on earth, do you think pays for my hired help? Think about it. Patients pay, of course. Its a business just like any other. If I have to hire extra employees to handle the insane amounts of sensless paperwork, who is going to pay them? The cost is passed on to the consumer, in this case, the patient. Does that surprise you? Why?

If you want to get mad, get made at the insurers who are already bleeding you dry for health and disability insurance and then expect that either 1) I take this extra duty on for free (and remember, it has nothing to do with healthcare!) or 2) you pay for it.

You want to know why healthcare costs are high? Come by my office. We have THIRTY employees to run an office with 8 doctors. Of that 30, only 14 do clinical (patient care) work. The rest handle the mountains of paperwork that we DON'T charge extra for. Most of it is generated by insurance companies and Uncle Sam. We calculated that we could cut our fees in half if we didn't have this astronomical burden of paperwork, none of which every prevented, cured or eased an illness.

You asked. I told you.

I understand. I would be willing to cut out the insurance people/carriers all the way around. I would prefer to pay my doctor my insurance premium every month in exchange for them treating me whenever I get sick, break something, etc. I am 50 years old, and the Dr. who delivered me still has a practice in the town where I was born, in the same office. She fixed whatever was wrong when we went in. You don't get that anymore, everyone is so specialized. And that's where a lot of the paperwork comes from. IMHO. I don't think she has a tractor though (just so we stay on topic)

 

[DiezNutz]

In an attempt to keep us on topic here... I'll just chime in that my experience was similar to George's. The way it was explained to me, my $100 was all UCC for the State of PA, which was simply collected by Kubota via the dealer as part of the transaction. Part of my deal was also free delivery, if I were willing to let the dealer work it in as part of another route, at his best opportunity. That was more that two counties away, it was a different state even... 2 hours one way. Might I have liked to know about the UCC fee earlier on? Sure, but I don't think it was intentionally kept from me. Even if some of the $100 were ADP, I can't honestly complain when I factor in everything else. If I were going to be mad at anybody, perhaps I'd start with the PA state gov't and add this to the running list I already got for 'em