attachment question- price and usage.

[Rob-D]

I find the cash back wheeling and dealing a little confusing to decipher since I usually get that much in savings on implements anyway. As far as the purchase of equipment I would look at the total msrp on the Deere site and negotiate a deal with 15 to 20% off, a reasonable down p[ayment and then 0% financing on the balance.

Steve:
That's exactly how I do it. my dealer, whom I trust said, "hey, I'm giving you two grand off the tractor, what's the big deal with the rebate." In short he's doing better than the deal which to me is just a come on. I do the 36 mos financing too. Hey at 0% and $50.00 a year insurance I can't pass it by.
Rob

 

[MtnViewRanch]

You can't beat the land plane grader blade for maintaining your drive. All that wash boarding and unevenness will be short work.

 

[vsumoski]

Steve:
That's exactly how I do it. my dealer, whom I trust said, "hey, I'm giving you two grand off the tractor, what's the big deal with the rebate." In short he's doing better than the deal which to me is just a come on. I do the 36 mos financing too. Hey at 0% and $50.00 a year insurance I can't pass it by.
Rob

Rob, what $50.00 per year insurance?
Vince

 

[Rob-D]

Hi Vince,
If you get a loan through Deere for a tractor you can get it insured through the life of the loan for around $50.00 a year. So what I do is take a 0% loan out for three years. I usually pay it down to several hundred dollars and let it sit for the three years.
The tractor policy on my other 'stuff' is much higher. I think my tractor cost me about 190 bucks a year on that policy.
I don't think you can get the Deere policy without the loan.
Rob