Banking and Cash Vent...

[buckeyefarmer]

Find another bank to do business with. They don't want your's.
I haven't been in a bank in 15 yrs. I use a credit union.

Sold a tractor this past week. Told the guy I wouldn't take a check.
The guy went to the bank and withdrew 7K cash while I unloaded the tractor at his home.

My credit union wants 2 days notice for withdrawl over 1k.

 

[atsah]

MAINE is not a major drug trafficking route, Florida and Texas to up to the Northern States is.. THAT is where searches for drugs and money is concentrated.. and if someone thinks Police can't be corrupt, Google Frank Serpico, he STILL has to hide because his entire Precinct was corrupt, and he turned them in!!..

NY isn't?? They traffic drugs up here from the Bronx daily.. We put them boys away up here..

 

[Bird]

It is interesting reading the posts from those with no issues and those that have had problems with cash... both here and in other countries.

My credit union wants 2 days notice for withdrawl over 1k.

I been a member of my credit union for more than 50 years. I know I was a member in 1966. I can't recall ever having a problem with them. If I needed cash, there was a time when it was a bit inconvenient and a longer drive to get to their office, and their nearest office now is just about 20 miles from here.

However, I can get cash from ATMs at QuikTrip with no service charge. I did recently go into one of them and withdrew $750, and I know there used to be (and may still be) no more than 2 ATM withdrawals per day, but that's never been a problem for me.

 

[lilranch2001]

Under CAF, they don't have to prove anything, nor even accuse you of anything. It's up to you to prove your side, if you even get the chance to. There are PDs around the country funding their daily operations that way. Vote me in as President and I'll end CAF once and for all.



I don't remember the last time I had more than $100 cash on me. Everything I do is electronic. If I'm going to a small store that I know doesn't take CCs (like the Amish ones), I'll hit an ATM on the way.

Many employers now will not issue paychecks. All pay is Direct Deposit. All Federal and many State payroll and benefits transactions are Direct Deposit only.

Sort of like supreme court nominees needing to prove they didnt rape someone 30 years ago.....

 

[Howling]

The big banks are getting picky on cash.

A year ago my daughter in DC need money. Took $1000 cash and her account number to Bank of America. They refused the cash deposit. Their policy is only the account holder (with ID) can deposit cash. They pushed electronic transfer app that still would have taken 2-3 days to get her the money.

Never problems with my local bank. Even after merger with another small bank. 13 branches now. Personal, business accounts and mortgage all there. Greeted by name by the tellers. The way banking should be.

 

[Diggin It]

I went to BOA once.

Once.


(Nobody ever gets that reference!!)


I had a check drawn on the same BOA branch. The refused to cash it without a $10 'service fee'.

 

[MossRoad]

Yeah, your 'papers'. We never even had to show ID at all back then.

We didn't either "back then". Been going since the mid 80s. Only the last few years did we need a passport.

 

[kenmac]

it's VERY risky carrying large sums of cash!. if Police stop you for any reason, and they ask to search your car, and you say yes, and they find the cash, they take it, and it's up to you to sue to get it back!. it could take YEARS, or you may never get it back!. meanwhile, they use your money to fund their department!.. one example here, but there are MANY others!. Police abused civil forfeiture laws for so long that the Supreme Court stepped in. But one ruling won'''t end it. btw, if you say no to a search, they will send for a drug sniffing dog, if you don't know you don't have to wait for that according to the Supreme Court, and when the dog gets there, they can claim the dog smelled drugs, or just make the dog alert on command, and then they have probable cause to search your vehicle and seize your cash!..

I will never consent to an illegal search. They'll have to get a warrant if they want to search my vehicle.
If they find money and no drugs. they better keep it in a safe place if they illegally take it.
I will sue and get more than they illegally took

 

[Diggin It]

I will never consent to an illegal search. They'll have to get a warrant if they want to search my vehicle.

You could be detained along the side of the road for possibly hours while they do that. Or they may impound your vehicle for holding at a secure location pending the warrant, sending you home on foot.

If they find money and no drugs. they better keep it in a safe place if they illegally take it.
I will sue and get more than they illegally took

Seizing cash or property under CAF is not illegal. If you don't like it, lobby your Federal legislative reps to get it ended.

 

[buckeyefarmer]

I don't know why anyone uses BOA. B..tards of America...