Well I spent most of my day trying to decide what to do. First I called our local health dept. They said it had been a good while since they have had a coon that showed rabies but they get bats quite often. They talked like the shots are around $500 each 4 or 5 shots, and suggested I get them. Next went to see my family doctor, he wouldn't commit but said I ought to get them. Said I would have to go to the emergency room at hospital to get them. Next I went to my local V.A to see if I could get it through them.. They said no. So right now I am between a rock and a hard spot as they say. As things stand right now I am inclined not to get them. I am basing it on previous past 30 days. I have seen this coon (I think) in the cat food a couple of times. I have run him off (young coon, never aggressive) I set a live trap out side the door about a week and he flipped the trap over and got the food. So I started putting the cat food away at dusk. I have a monitor that I can watch the cat food table and had to run him off a couple of times. Its too dangerous to fire a gun inside the garage and once he goes out the door he doesn't stick around to get a shot in the dark. I can't use a leg hold trap because of the cats and I can't lock them in at night because they go outside to do their business. From the information I have gathered most coons when they have rabies just wander sort of aimlessly around and wont run. I have set the trap again tonight but I don't expect him back for awhile because I gave him a pretty good whack with a bat. All our cats have had their rabies shots. I guess it sounds like I am playing the lottery (I have never played it) on this or Russian roulette.
I feel for you. It's about $3000 for the entire shot series here. There were 4 of us that had to get the shots. So we were looking at $12,000. We had a $2500 deductible per person with a $7500 out of pocket maximum per year. And as I mentioned, it happened at the end of the year, so the shot series went into the next year, and we had to start another deductible. We were out the full $12,000. Fortunately, we had an HSA account that we had rarely tapped into. That's what it's there for; medical emergencies. So we spent it down and only had to pay out around $1000 from our savings account.
It's one of the gambles we take with high deductible insurance, HSA's that we only funded up to the maximum of one year's total deductibles, never considering what would happen if there were two instances that would require the maximum deductible payment at the end and beginning of two consecutive years.
Is your life worth risking $2500? Do you have anyone that depends on you? Would you like to stick around for a while with no worries about what might pop up in a few months?
Yes, the chances are slim. But in the rare instance that you would catch it, by the time it's detected, there is no cure. None.
You have to answer those questions for yourself. I wish you well. I've been there and it sucks. Try and find a little humor in it.
Just think of it as buying a lemon car, sell it as a loss, and take the lumps.
$2500 is about the cost of one college course. Think of it as educational expenses.
Hope that helps.
