This is from '96, it's simpler than newer stuff. The fuel tank is in the rear under the back fender, there is absolutely no wiring near it other than the 2 wires to the seat switch which run by themselves ziptied to the fuel line for almost 3'.
There is a ground wire to the engine from the voltage regulator, if it isn't a billion degrees tomorrow (supposed to be like 99) I'll clean that off and reseat the regulator connector, can't hurt...
I'll look into the headlight circuit, see if the bulbs have just burnt out over the last two years or missing a ground, that would be silly...
Haven't looked through the diagram yet, too hot in the house by the computer... I'll try to print that part out at work to make it easier...
It's a simple system, it shouldn't be this odd

. I'll have to admit it's been a while since I wrapped my mind around the odd ignition switches on mowers and the reverse polish wiring of the relay... I know they make it confusing so the average Joe doesn't bypass it all but come on

.
I don't like throwing parts at it, but it needed the PTO switch anyway before the knob fell off, and a seat switch is $8, so with the 140 piece fuse kit I'm in it like $40... that's what, 20 minutes of shop labor if I took it somewhere?
Thanks for the help, I'll keep you updated tomorrow hopefully...