ESM:
The screenings are recommended with all soils. Even with a fine clay, you would have gaps and "bubbles" of air along the pipe, which would reduce the coupling efficiency. Coupling to the pipe is critical, so the screenings provide a good way to provide a gapless thermal path to the soil. In the big picture, the cost of the screenings are not much and easy to handle with the Kubota.
As for my system, the two units are fed by one loop, sized to handle both systems. So there is one piping system and one circulator panel. The two heat pumps are piped in parallel. My two are 2 and 1.5 ton which are very close in design, so nothing was needed to balance the flow between them as they had equal pressure drops.
As for special tools, only the thermal fusion tool is needed. It costs about a grand, but there is one internet company that will rent by the day. I was able to rent mine from my wholesaler for ClimateMaster, who also gave me the training.
If you go through the effort to put in a loop, it would be foolish to not convert the whole house to geo. After the loop was in, the additional cost for a second unit would quickly pay for itself.
If you put a split in your upstairs, you will need a certified/licensed HVAC guy to do the connections, pumpdown and chagring with freon. Tools and equipment are needed for that job as well.
If people are interested in the job, I could post a more complete story of the job. I would move it to Rural Living rather than this forum.
If anyone is interested, let me know.
paul