Everything you are saying makes sense to me. Besides, there must be something to explain why I have gone through three chains in two weeks. Stihl has a great reputation for saws, and everything else about the saw seems flawless, in terms of performance and design.
I can also tell you that, after using the saw, before using it the next time, I clean everything out, and often find plenty of sawdust in the bar groove, even when the chain hasn't popped off or bent. So, maybe the chain links aren't wide enough for my bar groove. That would mean the saw was setup incorrectly in the first place, that the JD dealer from whom I bought the second bar and chain, and the dealer when looking things over, all had it wrong. Seems pretty unlikely, but then again the explanation makes a lot more sense than "this is kind of what happens when you cut thin trees--you go through a ton of bent chains."