The primary reason for frequent antifreeze changes is due to loss of effectiveness of the corrosion inhibitor package. The glycol doesn't change, so you won't notice a significant increase in the freezing temperature over time. I would think that the cost of a new radiator (usually the first victim of corrosion) would buy a lot of antifreeze. Also, deposits that collect in the cooling passages of the engine reduce the engine's ability to transfer heat to the coolant. The longer they sit there, the larger and more permanent they become - another reason for frequent coolant changes. Deposits also are "hot spots" for localized corrosion. A couple of other notes: use the purest water you can for diluting the coolant - softened at a minimum, distilled or reverse osmosis treated is better. The "old" green coolant (which is getting harder to find) is great stuff if you use water that is not hard. The reason the other color stuff was created was to "globalize" the product to tolerate the use of hard water in other parts of the world. Hard water and the anti-corrosion and anti-scaling package in the green stuff causes excessive precipitants to form (bad). As far as "permanent" coolants go, do a little research on General Motor's permanent coolant (Dexcool, I think). It ruined a lot of motors in a very short period of time, GM insisted it wasn't the coolant's fault, but eventually discontinued its use. Also, can't imagine that there is a difference between coolants for the ordinary diesel engine versus a gasoline one. Hope my 2 cents worth was useful (Chem Engineers are odd people, you know).