With modern transmissions(since '85 or so) I would change the fluid regardless. Most of the issues are from inferior bonding on the clutches and detergent fluids. When you would replace the old worn out fluid with fresh it had the tendancy to release the clutch material from the plates, also the seals hardened. This hasnt been an issue for a while that I am aware of. If the trans takes a dump after you change the fluid, it was about to go anyhow. Much better to change it and maintain it.