Depending on tree size and soil type, stumps can be easy peasy or a challenge that will test your patience and then some.
My daughter and SIL bought 5 acres mostly slopes to the east, lots of rocks, boulders and stumps. They purchased a full size TLB that weighs almost 17,000lbs. Some of the stumps that looked easy took 3-4 hrs each. Some of the rocks they couldn't lift and just pushed around some. They spent hours each day working on digging a trench for power (<500') and cutting a driveway in. They bought the backhoe in May or June, they have driveway mostly done (more to come later), power trench is done, conduit in, backfilled, waiting on power company to pull wire and energize.
Neighbor that had bought his property several years ago decided to put in driveway and power this year. Excavator came in and did it in a day.
So be careful about trying to get one tractor that will do everything, you will likely find that your budget will stop you. I bought a SCUT with FEL and a rear finish mower. I have added some other items (PHD, forks, sprayer and 3pt backhoe). I got my backhoe with the intention of building a subframe eventually, but in the mean time, I use is gently and it has served me well (we have no rocks or stumps, but do have clay that gets rock hard in late summer). Even if I put a subframe on, I still have to get off the tractor and climb on the BH and off the BH and on the tractor to move it. I can't imagine getting on and off the number of times needed to remove any number of stumps.
Please note, I am old and out of shape. For a young person in good shape, probably an annoyance more than anything.