Corona Virus #4

[California]

The wife said RICE was sold out at the store.

Likewise here. I bought the last 20 lb bag of Thai jasmine rice last Thursday but there were still other varieties. Now none left. Today we got the last lentils. The store said their normal restock day is Tuesday so all should be ok then.

 

[dragoneggs]

Five years left on my 4% mortgage... credit union last week offered no cost fixed rate no cash out 2.625% 10 year. I really don稚 want to go from 5 to 10 but with the lower rate and longer term it would shave $1,000 a month off the payment based on last week痴 rate.

I walked into my credit union (BECU) last Monday. I have a 15year at 3.75% and have 11years to pay off as I have been making extra payments to principle. At my current pace should have it paid off in 7 more years... retirement then! They were offering a 10 year at 2.75%. I asked if I would save anything if I refi'd and payed the the same amount per month as I am now and she said, yes but only about 10K. I wasn't convinced she was accurate as she didn't show me the numbers. She said, "watch the 10yr treasury yield because we are tied to that". That day it was 0.54 lowest by far... it has since jumped daily and the 10yr fixed is 3.25% not worth it now. I SHOULD HAVE JUMPED AT IT!

1 Year Treasury Rate

Hoping now that the Fed rate got got cut from 1.25 to zero, today! I will get another chance to refi at an incredible 10 year rate this week. Need to take advantage where you can during this COVID-19 crap. If I can cut my payoff date any earlier, say a year or more... retirement comes that much sooner!!!

Fed Cuts Interest Rates To Near Zero, Citing Coronavirus Economic Impact : NPR

 

[goeduck]

^^ It was a relief when I paid off my house a number of years back. You will appreciate having done it. :thumbsup:

 

[txdon]

Are we certain of that?

My source a German study reported March 9th:
People 'shed' coronavirus early, but most likely not infectious after recovery

"Those tests are conducted using PCR polymerase chain reaction which looks for tiny sections of the RNA of the virus. That type of test can indicate whether a patient is still shedding viral debris, but cannot indicate whether the person is still infectious.

The researchers found very high levels of virus emitted from the throat of patients from the earliest point in their illness when people are generally still going about their daily routines. Viral shedding dropped after day 5 in all but two of the patients, who had more serious illness. The two, who developed early signs of pneumonia, continued to shed high levels of virus from the throat until about day 10 or 11."

"This pattern of virus shedding is a marked departure from what was seen with the SARS coronavirus, which ignited an outbreak in 2002-2003. With that disease, peak shedding of virus occurred later, when the virus had moved into the deep lungs.

Shedding from the upper airways early in infection makes for a virus that is much harder to contain. The scientists said at peak shedding, people with Covid-19 are emitting more than 1,000 times more virus than was emitted during peak shedding of SARS infection, a fact that likely explains the rapid spread of the virus."

 

[dragoneggs]

^^ It was a relief when I paid off my house a number of years back. You will appreciate having done it. :thumbsup:

Working hard at it... tool acquisition and good living are impeding the progress!

 

[dragoneggs]

Washington bars, restaurants and places of entertainment and recreation will now shut down per Governor Jay Inslee. Might as well stay at home now as government wishes.

Have to say though, between customers not wanting a meeting, no air travel which is key to my business, and now no entertainment outside the home... two positive things are emerging... 1) I am getting a lot of shop time for improvements, new projects, etc., and 2) My wife is worried that I'm getting antsy... I call it frisky.

Washington state to shut down restaurants, bars, and cap gatherings at 5 to stop spread of coronavirus | The Seattle Times

 

[stuckmotor]

I don't suppose something like this would work.
Avast | Download Free Antivirus & VPN | 1% Free & Easy

 

[stuckmotor]

Snip 2) My wife is worried that I'm getting antsy... I call it frisky.

Washington state to shut down restaurants, bars, and cap gatherings at 5 to stop spread of coronavirus | The Seattle Times

I knew a school teacher who stayed home on a snow day. Nine months later, his wife gave him a daughter.

 

[Wagtail]

Well, being in a different time zone (to say the least) I find that it's near impossible to keep up with the postings in this thread... let alone if this thread will still be going when I wake up tomorrow. :laughing: So, if this has already been posted; too bad, I found it funny...

 

[riptides]

Hey Wagtail,

That's gonna be hard.

Hope all is well down under.