My take is very similar to Eddies. An SDS is great for most uses (I think everything is labeled SDS-plus nowadays - that is what most people mean when they say SDS). The bits are easy to find at all decent hardware and home centers (Lowes/Menards/HD/etc), so that is a big plus. Bits aren't too expensive either, until you get into bigger sizes. You can also do things like getting a wide chisel and use it to pop loose tiles and mastic and stuff like that in hammer only mode (these typically have 3 modes - drill only, hammer and drill, and hammer only). When you need big power or, my favortie, driving ground rods, I just rent an SDS-Max for the day. They are pricey, and so are bits. SDS drills can be under $100 to 300, but the Max drills are $4-900, sometimes more. I bought a ground rod driver bit years ago (hard to find) and that is worth it's weight in gold, but it is an SDS-max only bit. Most holes you need will be in the sweet spot for the regular SDS drill. 1/2" in concrete is a perfect example for that. If you ever drill for Tapcons, you will be surprised how fast those tiny holes go in. ZIP!