Driving habits of rural folk

[dragoneggs]

Go read the posts in order. I was siding with daugen.

I did and see the 'scum' comment originated elsewhere.

 

[daugen]

This makes 3 votes for us thinking Moss not meaning to insult Drew.
C'mon Moss - tell us what you really meant.

We all agree! I have no problem with MossRoads, and saw his humor. :thumbsup:
He knows I spent most of my life as an insurance underwriter and then independent agent in a small town in PA.
Why folks make statements like "all abc are scum of the earth" is just beyond me and clearly why helpful threads get closed.
Let's not let that happen here, let's all be happy (except when getting tailgated...) and not give the poster involved more attention than is deserved.
Onward...

 

[Ford850]

All tailgaters are the scum of the earth.

 

[Jstpssng]

Just don't do this in a Pinto or you may wind up :hot::tombstone::cloud9:

As I've mentioned before; I don't play games when I'm driving. That kind of thing tends to escalate...

 

[daugen]

As I've mentioned before; I don't play games when I'm driving. That kind of thing tends to escalate...

For sure...just think of Easy Rider...

 

[Frankenkubota]

Not a problem in most states when you carry uninsured / underinsured motorist coverage and here in Michigan, it's no fault anyway so the phone book isn't filled with ambulance chasing attorneys looking for a PI windfall for them.

Technically, here in Michigan, no insurance equals no plates. You must show valid and in force proof of insurance to get a validation sticker. I rarely leave the state but I do know where Tipton, Indiana is and that eatery though I've never stopped there. Why, a popular past time around Detroit is 'sticker stealing'.

Can any one tell me how no fault insurance works? There is almost no such thing as an accident, it痴 usually some ones fault.

Again, sounds like a regression to the lowest common denominator to me.

 

[MossRoad]

Does anyone remember the episode of WKRP with the band Scum of the Earth? :laughing:

 

[MossRoad]

We all agree! I have no problem with MossRoads, and saw his humor. :thumbsup:
He knows I spent most of my life as an insurance underwriter and then independent agent in a small town in PA.
Why folks make statements like "all abc are scum of the earth" is just beyond me and clearly why helpful threads get closed.
Let's not let that happen here, let's all be happy (except when getting tailgated...) and not give the poster involved more attention than is deserved.
Onward...

One of our kids has been studying the LSATs a lot lately. She's does social work on the administrative side, not a case worker.

 

[daugen]

Can any one tell me how no fault insurance works? There is almost no such thing as an accident, itç—´ usually some ones fault.

Again, sounds like a regression to the lowest common denominator to me.

The original purpose of "no-fault" insurance was to greatly reduce the amount of lawsuits involved in car accidents, and each party's insurance would pay for their own medical bills regardless of who caused the accident.
The exceptions, and there were always exceptions...were terrible injuries, permanent disability, severe scarring, etc. Normally if one had 10 grand in medical bills, a plaintiff attorney could sue for five to ten times that and collect. Not with No Fault.

If some one runs a red light and hits you, clearly their fault. Problem is lots of accidents have some shared responsibility, what they call contributory negligence. So attorneys and courts try to figure out who pays what percentage of the loss. Allstate got into a lot of trouble many years ago (and since I believe has a fine reputation) for offering the other party only 90 percent of the rightful amount, claiming partial contributory negligence, and hoping no one would take the time to fight them in court. I think California attorney general put an end to that practice.
If you have collision coverage on your own car, your carrier pays your claim and then "subrogates" (recovers) its money and your deductible from other party. The problem is if your company is lazy and is willing to take less, and you have no say about it at all. What is right and what is expedient are not the same thing in many cases, and insurance companies are always trying to reduce the total claim payout, if they can do so legally. In fact claims guys are evaluated on how well they "mitigate the loss".

Car and truck accidents are big business, particularly those involving big trucks since they are almost always well insured. Lots of videos online about scammers brake checking big rigs, wanting to get into an accident and then feed a local PI attorney. In no fault states, that doesn't happen anywhere near as much.

back to regular programming...

 

[kenmbz]

One day driving down state NJ-major road- left lane everyone doing about 80- I am in center lane- guy in left lane tailgating.
Cars ahead stop, tailgater can't and ends up spinning out on center median grass. Does not flip and ends up facing the right direction.
He gets back on the highway, a few minutes later passes me on the left, doing 80, and tailgating the car in front of him.

How could he not learn from almost getting killed and spinning out from doing exactly the same thing five minutes earlier :shocked:

I found in MA out in the boondocks, kids would drive fast, older people would drive slow. So pretty much like everywhere else.