Not sure where others are getting 5 year 0% financing here in the states. Over the past few weeks at several JD dealers the only 0% financing I have heard of is for 3 years. (Even with excellent credit rating.) Someone let me know if I am wrong on this or if they have heard that JD will be changing it soon. Perhaps it is different for different machines. (I was getting quotes for the 3520, 4105 and 4120.)
Back to Shuttle-Power Reverser Trans vs Hydro-- I am also fan of a clutch, but eHydro has won me over. Very easy to customize, extremely simple to use, and way easier on my left knee. I was talking to a 68 year old farmer here who has driven tractors all his life. His last tractor had eHydro, but he traded for another with Shuttle-Power Rev. I assumed that he didn't like the eHydro, so I asked him what he liked better. He misses the eHydro. Of course, eHydro costs $800-$1000 more, so it ain't free. Bottom line- in my opinion, it is really a personal preference, so again, I would strongly recommend to anyone that they test drive both before buying. And remember, all Hydrostatic Transmissions are not equal, so don't discount all of them based on one version. As I said earlier in the post, even the 4105 and 4120 hydros differ significantly. Just my humble two-cents.