So I assume wise car shoppers would also factor in the annual insurance costs of particular types of cars .
It seems that EVs like Teslas are quite a bit more expensive to insure. So much so that Tesla offers some insurance themselves , but you have to be willing to allow Tesla to continually track your driving habits. See link below . Now I did watch a 30 minute report last night on why insurance for EVs is so high. Eg limited expert technicians to do the work, very expensive shop overhead to set up garage to handle the EVs. Fire liability, etc.....all these issues causing the benchmark for what damage is considered a " write off " to be lower than ICE versus feasible to fix. Are we going down the same road as house appliances like refrigerators that used to last 15 years but now are disposable after 6 .....Makes you go hmmm .
Tesla Insurance: Are You Paying Too Much? - NerdWallet