F550?

   / F550? #1  

Fields_mj

Silver Member
Joined
Oct 18, 2021
Messages
167
Location
Central Indiana
Tractor
Ford 1710, Kubota F2880, White FB16
I'm looking for a sanity check here. I'm starting to make plans to replace my 2000 F350. Its a 4wd crew cab with a long bed that I bought used from the original owner about 8 years ago. When I bought it, it was my daily driver, but I bought a used Camry 5 years ago. The cost of fuel paid for the car in just over a year. Truck has almost 270k on it, the engine and automatic transmission are fine, but the body is shot, and the frame isn't looking real good. I use it mainly for hunting, towing an 8500 lb travel trailer, and pulling a 10k equipment trailer with either a 5k tractor on it, or 8k-10k worth of logs for firewood. The Camry will likely need replaced first, and I'm thinking of something like a CRV or CX5 because they have a little more ground clearance and can easily tow a small harbor freight utility trailer which would make them more than adequate for my hunting needs and relegate the truck to purely a tow vehicle. In the production years I'm considering, the F250s, F350s, F450s, and F550s all cost about the same assuming they are in similar condition. I'm thinking a 4wd F550 dump truck would have enough payload capacity to haul the logs I'm currently hauling with my equipment trailer while also pulling the trailer with tractor which addresses the issue of not having a tractor to load with OR having to leave it behind when I drive home to unload.

To me, it seems like that a 550 would be the best option, but it also seems like jumping up to a 550 would have some draw backs to consider. Fuel milage is one that comes to mind. I'm currently putting less than 5k miles a year on my truck, so fuel milage wouldn't be a huge factor. Size/maneuverability would be another. Cab options factor into this to some degree. A standard cab is not an option. An extended cab is a possibility, but a 4 door with room for 4 grown men has some usefulness to me. As hard as it is to find a place to park a CC long bed, finding a place for a 550 dump truck is going to make it look like child's play. Using it to occasionally run to the grocery store would be out of the question. Running over to Walmart would be an option, but I'd need to park it at the back of the lot with the tractor trailers and tree service trucks. Depending on the wheel base and bed length, I might also have issues getting it through the woods in places where I CAN take my SRW truck now. There are a couple of turns in the lane that I can barely make currently. Then again, I am normally there to cut firewood, so those trees COULD be removed and used for heat. There's also storage. I currently park all our vehicles in the drive way because my 2 car garage was built (by the original owner of our house) with 6-1/2' wide garage doors. Goal is to replace the garage with a 2 story pole building that we can fit the vehicles in along with a camper (or enclosed trailer), but space would be a little tight because of how the property is laid out. Storing a longer, taller, wider truck might be out of the question. Best I might be able to do is have it under a car port. Then there's weight. Obviously tags/plates are going to be more expensive. Otherwise, I can't think of anywhere, including my yard, where the additional ~2,000 lbs of weight would be a concern.

Anything I'm not thinking of? Is it stupid for someone in my position to consider something like this? Before anyone tries to recommend replacing my F350 with a half ton, regardless of mfg, the answer is NO. I absolutely refuse to pull 10,000 lbs or more down the road with a half ton tow vehicle. If I were ONLY pulling my travel trailer, it MIGHT be a different discussion, but I'm not. I've always thought that was a stupid thing to try to do. I've since talked to several people who've spent their decades long careers dealing with trucks of all shapes and sizes and they confirmed my thoughts on the subject. Others may try it and succeed, but I will not push my luck.

Otherwise, what say ye internet?

Thanks,
Mark
 
   / F550? #2  
New or used?

Personally I really want an F450 for towing. The big advantage of the F450 and up over the 350 and under is that it has the wide track front axle - turning radius is ridiculously small for a long bed crew cab, it's amazing. No other manufacturer has this feature. Better brakes, stronger axle, and dualies make it a better towing rig than the 350, though it has less capacity by the book. (since they have the same GCVWR, the extra weight of the heavier duty components eats into the calculated capacities). The HO 6.7 PSD and 10-speed is a dream to drive.

Insurance etc. is the same for the 450 as it is the 350 and under - that might not be the case with the 550 since it's in a different class. The 450 seems like the biggest "consumer" vehicle without being forced into "commercial". Not 100% sure on that but I would compare insurance (ease of getting it, and cost) as a first step.
 
   / F550? #3  
I was going to mention the commercial vehicle insurance kicking in somewhere around there. At least something to be aware of and ask about. And potential for a CDL or similar license required.
 
   / F550? #4  
I'm looking for a sanity check here. I'm starting to make plans to replace my 2000 F350. Its a 4wd crew cab with a long bed that I bought used from the original owner about 8 years ago. When I bought it, it was my daily driver, but I bought a used Camry 5 years ago. The cost of fuel paid for the car in just over a year. Truck has almost 270k on it, the engine and automatic transmission are fine, but the body is shot, and the frame isn't looking real good. I use it mainly for hunting, towing an 8500 lb travel trailer, and pulling a 10k equipment trailer with either a 5k tractor on it, or 8k-10k worth of logs for firewood. The Camry will likely need replaced first, and I'm thinking of something like a CRV or CX5 because they have a little more ground clearance and can easily tow a small harbor freight utility trailer which would make them more than adequate for my hunting needs and relegate the truck to purely a tow vehicle. In the production years I'm considering, the F250s, F350s, F450s, and F550s all cost about the same assuming they are in similar condition. I'm thinking a 4wd F550 dump truck would have enough payload capacity to haul the logs I'm currently hauling with my equipment trailer while also pulling the trailer with tractor which addresses the issue of not having a tractor to load with OR having to leave it behind when I drive home to unload.

To me, it seems like that a 550 would be the best option, but it also seems like jumping up to a 550 would have some draw backs to consider. Fuel milage is one that comes to mind. I'm currently putting less than 5k miles a year on my truck, so fuel milage wouldn't be a huge factor. Size/maneuverability would be another. Cab options factor into this to some degree. A standard cab is not an option. An extended cab is a possibility, but a 4 door with room for 4 grown men has some usefulness to me. As hard as it is to find a place to park a CC long bed, finding a place for a 550 dump truck is going to make it look like child's play. Using it to occasionally run to the grocery store would be out of the question. Running over to Walmart would be an option, but I'd need to park it at the back of the lot with the tractor trailers and tree service trucks. Depending on the wheel base and bed length, I might also have issues getting it through the woods in places where I CAN take my SRW truck now. There are a couple of turns in the lane that I can barely make currently. Then again, I am normally there to cut firewood, so those trees COULD be removed and used for heat. There's also storage. I currently park all our vehicles in the drive way because my 2 car garage was built (by the original owner of our house) with 6-1/2' wide garage doors. Goal is to replace the garage with a 2 story pole building that we can fit the vehicles in along with a camper (or enclosed trailer), but space would be a little tight because of how the property is laid out. Storing a longer, taller, wider truck might be out of the question. Best I might be able to do is have it under a car port. Then there's weight. Obviously tags/plates are going to be more expensive. Otherwise, I can't think of anywhere, including my yard, where the additional ~2,000 lbs of weight would be a concern.

Anything I'm not thinking of? Is it stupid for someone in my position to consider something like this? Before anyone tries to recommend replacing my F350 with a half ton, regardless of mfg, the answer is NO. I absolutely refuse to pull 10,000 lbs or more down the road with a half ton tow vehicle. If I were ONLY pulling my travel trailer, it MIGHT be a different discussion, but I'm not. I've always thought that was a stupid thing to try to do. I've since talked to several people who've spent their decades long careers dealing with trucks of all shapes and sizes and they confirmed my thoughts on the subject. Others may try it and succeed, but I will not push my luck.

Otherwise, what say ye internet?

Thanks,
Mark
As a former F-550 and current Ram-5500 owner, I don’t think you can really enjoy the 550/5500 trucks to their full capability without a CDL. Look no further than their GCWR to see what i mean.
F-550’s turn very tightly. That’s one of their best attributes. I had a F-350 and an F-550 at the same time, and I think the F-550 turned tighter.
Your vehicle registration fees will increase, and now you are looking at 6 tires instead of 4.
 
   / F550? #5  
A wide front end F-550 is the sharpest turning truck on the road. They’ll way out turn a F-350 of the same wheelbase and I’m comparing coil spring 350s. If you go pre 05 to a leaf spring 350 the difference is even more drastic. A F-550 does get bad mileage. It’s getting 8-9 unloaded. The worst thing about the 550 is the ride quality absolutely sucks. If I’m not towing over 15k I’d just assume drive my 350 for the better ride quality. The F-550 has vastly better brakes over the 350.
IMG_1789.JPG
 
   / F550? #6  
I was going to mention the commercial vehicle insurance kicking in somewhere around there. At least something to be aware of and ask about. And potential for a CDL or similar license required.

My insurance company says they consider any truck without a regular pickup bed as commercial without any mention of GVW. My commercial insurance with the exception that I only haul products that I own is cheap enough. If I wanted to haul cargo for hire the insurance would be considerably more expensive. If the OPs trailer GVW is exactly 10,000 pounds he should be good to go without a CDL. If it was any more than that then he would need a CDL.
 
   / F550? #7  
As a former F-550 and current Ram-5500 owner, I don’t think you can really enjoy the 550/5500 trucks to their full capability without a CDL. Look no further than their GCWR to see what i mean.
F-550’s turn very tightly. That’s one of their best attributes. I had a F-350 and an F-550 at the same time, and I think the F-550 turned tighter.
Your vehicle registration fees will increase, and now you are looking at 6 tires instead of 4.

At least you can put a good load on the F-550 dump bed without a CDL. Dropping to a 350 dually doesn’t change the CDL part much. My 350 dually GVW is 14,000 which puts it solidly over 26k with my 14k trailer. My 1999 350 was 12,500 which is still over 26k with a 14k trailer.
 
   / F550? #8  
My insurance company says they consider any truck without a regular pickup bed as commercial without any mention of GVW. My commercial insurance with the exception that I only haul products that I own is cheap enough. If I wanted to haul cargo for hire the insurance would be considerably more expensive.
Yeah, my truck’s insurance is really cheap.

If the OPs trailer GVW is exactly 10,000 pounds he should be good to go without a CDL. If it was any more than that then he would need a CDL.

I know that. I’m saying is that to fully enjoy the capability of a 550/5500, a CDL is needed.
I couldn’t use 1/2 of my 5500’s towing capability without a CDL
 
   / F550? #9  
I know that. I’m saying is that to fully enjoy the capability of a 550/5500, a CDL is needed.
I couldn’t use 1/2 of my 5500’s towing capability without a CDL

You actually could as long as you’re farming but that’s a different point. You can’t use even half my 3500s towing capacity either without going across the 26k mark so I don’t see that as being a big difference with either truck.
 
   / F550? #10  
You actually could as long as you’re farming but that’s a different point. You can’t use even half my 3500s towing capacity either without going across the 26k mark so I don’t see that as being a big difference with either truck.
I’d also say a 5500 repairs would be more than a 3500, so there’s that and a 3500 would get considerably better fuel mileage. The 4.88 rears kill fuel mileage compared to 4.10’s

I have a CDL, as I use my 5500 and trailer for heavy towing outside of farming.
I have a 9 ton excavator I pull on my 19 ton GN which puts me way over CDL limit
 

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