Jim, anyone who fears the purchase of a "second tier" Mahindra or Kioti likely has no experience or knowledge of those machines. You are far more likely to get burned purchasing a used name brand tractor with a 30 day warranty than you are a Mahindra or Kioti with a 3 year warranty.
I certainly wouldn't lump the Mahindra and Kioti machines in with the gray market tractors. You are comparing tractors supported by a dealer network, factory parts and distribution on the parts of Kioti and Mahindra to a tractor supported by a single dealer with a limited potential for parts when you buy gray market machines.
The dealer I purchased my Mahindra from also sells Massey Ferguson tractors. His personal tractor is a Mahindra. He has sold hundreds of Mahindras, he told me he not only has never had Mahindra turn down a warranty request, but they have provided warranty work on some things that have not been under warranty any longer. In addition to my dealer being able to provide parts I can get any Mahindra part I need from one of the many Mahindra dealers that post here at TBN. That is a tremendous difference from the gray market machines.
The Farmtrac is a nice machine, but seems somewhat small ergonomically to me.
The John Deere 5105 is a nice machine. If you can do without the MFWD you may want to consider a 5103 or a 5303 John Deere. They will be more than enough machine to do what you want, but are value priced.