Fixin' to pull the trigger

[Kioti Dave]

Do it when it's right and if this MX 5200 is no longer there I can see a MX 5400 peeking around the corner
IMO the price he gave is NOT his ultimate price, very very few do that till you sit down to sign the deal. I would also get quote from another or more dealers and if better make it work in your favour. You can say: look I got a lower quote, I'd rather do business with you, but also I don't want to feel like a chump so what can YOU do to keep my business. See what he says and remember that the dealer must make money to stay in business and that all dealers have different overhead & expenses.
BTW those Benellis are awsome guns.

Yes, quotes from other dealers may give you a little leverage, however, I don't think the tractor dealers have the margins or volume that car dealers have. Maybe try get the first round of filters thrown in? When I bought my Kioti last fall, they gave me a better deal for cash than for credit. Let us know how it all turns out. Good luck.

 

[rScotty]

Thanks for all the help! ! !

My desire all along was to buy a Kubota, but I needed to make sure I went into this tractor purchase with an open mind and explore all my options, especially with the $$$$ in mind.
SNIP
One more thing regarding my first visit with this dealer. That price he gave me for the tractor, two implements and quick hitch. Do ya think THAT is it? I did discuss with him that the price he gave me was not as much as I expected to see Kubota come off. He said that was all he could do. What do y誕ll think? Think he gave me rock bottom, or was he just blowing the froth off the beer first? If so, how should I approach him when I talk to him again? I know how to deal for cars. . . Not tractors������

There are some excellent tractors besides Kubota. For the First Time Tractor Buyer I always recommend Kubota because it is hard to go wrong. They have all the choices, and they retain value.
I think that when a person has a few years on tractors, and has gathered some knowledge about how they work,..... and decides that his needs have changed so that he needs something different...., then he is in a better position to include different brands in his decision making.

Here is how my own deal went with the Kubota dealer. We had been looking for a new tractor for several months before we stopped at Kubota.

As for bargaining with the dealer. I love to bargain. To me a good bargain is a dance that both sides should enjoy and both should come out ahead. So when I sat down to bargain with the dealer for his new/Demo M59 (20 hrs at the county fair on the clock) I was looking forward to it. The tractor was on the lot, I liked the way it ran, and it had lots of extras because they had ordered it that way. To my amazement the owner came right out with a package price that seemed real fair.... and then he wouldn't budge a dollar. I'm an older guy and never had bargained that way. Went back every weekend for half a month and he still wouldn't budge. He knew I was looking at other machines and that Kubota wasn't even my first choice. And I knew he had another M59 set up the same way in storage still in the crate and not yet prepped...because I knew from another source that he had ordered both of them on special at the annual dealer's meeting the previous winter.

We finally ended up with him including everything, me buying the workshop & parts manuals separately, him throwing in the 50 hr service and delivery. We split the cost of a year of extended warranty, and agreed that any warranty work that needed done he would either send his mobile service to do it or else he would cover any (hopefully un-needed) trucking & transportation. I never did get him to take a dollar off the price, not even by offering cash vs credit.

The tractor never did need any warranty work. I took the 60 mo 0% option. Sometime after the warranty was over there was a problem with the main backhoe cylinder not returning all the way. Kubota simply replaced it with a new one even though the warranty was lapsed by a few months.

I hope you do better bargaining than I did ! But it came out very good in the end.

rScotty

 

[Pibble]

I recently purchased a box blade with my new Kubota L3301. It is great for doing landscaping but for maintaining my 1/3 mile-long (hilly) gravel drive, my regular rear blade - in reversed position - works much better. Since it can be angled and tilted, the simple blade is also more useful for creating and maintaining swales and ditches, which are critical for diverting water from sloped drives.

The box blade - which has a cutting edge - tends to bite into the driveway and move a lot more material than you want to move. I have seen videos of box blades being used to maintain gravel drives but I still think a straight blade is much easier to use for smoothing the drive out. A few passes with the blade reversed will do the trick.

I can justify owning both as I do a lot of landscaping where the box blade excels, but if my only need was for driveway maintenance, I would go with the straight blade every time.

 

[Pibble]

What痴 wrong with a box blade on a gravel driveway. Seems like a fine combination to me. I知 a big fan of the Kubota TLBs but the cost is pretty substantially more. My biggest complaint is the gearing is too deep and and the loader is non removable. I値l live with those trade offs for a twice as strong machine.

See my post above

 

[fried1765]

I recently purchased a box blade with my new Kubota L3301. It is great for doing landscaping but for maintaining my 1/3 mile-long (hilly) gravel drive, my regular rear blade - in reversed position - works much better. Since it can be angled and tilted, the simple blade is also more useful for creating and maintaining swales and ditches, which are critical for diverting water from sloped drives.

The box blade which - has a cutting edge - tends to bite into the driveway and move a lot more material than you want to move. I have seen videos of box blades being used to maintain gravel drives but I still think a straight blade is much easier to use for smoothing the drive out. A few passes with the blade reversed will do the trick.

I can justify owning both as I do a lot of landscaping where the box blade excels, but if my only need was for driveway maintenance, I would go with the straight blade every time.

I have THREE rear blades, and a KK box blade.

BY FAR the BEST is my Deluxe 6-Way Scrape Blade[/B]!
It is the PERFECT tool for maintaining a crowned driveway and associated ditches.

I need to get the other two blades (KK + ?) sold.

 

[fried1765]

I recently purchased a box blade with my new Kubota L3301. It is great for doing landscaping but for maintaining my 1/3 mile-long (hilly) gravel drive, my regular rear blade - in reversed position - works much better. Since it can be angled and tilted, the simple blade is also more useful for creating and maintaining swales and ditches, which are critical for diverting water from sloped drives.

The box blade which - has a cutting edge - tends to bite into the driveway and move a lot more material than you want to move. I have seen videos of box blades being used to maintain gravel drives but I still think a straight blade is much easier to use for smoothing the drive out. A few passes with the blade reversed will do the trick.

I can justify owning both as I do a lot of landscaping where the box blade excels, but if my only need was for driveway maintenance, I would go with the straight blade every time.

I have three rear straight blades and a KK box blade.

My EA Deluxe 6-Way Scrape Blade is by far the best for maintaining a crowned driveway, and associated ditches!

I need to get my KK + ? straight blades sold.

 

[Pibble]

Once again, I Really appreciate all the comments y'all have provided. If I was Mark Cuban, I'd just throw the chunk of change down, go on, and not worry about it. But, after buying the 20 acres, building the 1/4mi of road, putting in the well, putting in the 1/4mi of electricity, and then building the house. . . Wow, I need to make the right decisions. So bear with me for a few more weeks.

Just for more info. . . My wife and I will be moving out from Dallas to our new country home in about a week. So. . . I have not yet had the opportunity to meet the "farmers" and "ranchers" that know this stuff. Once we move, it will then be a bit before I get to meet some of these folks. Looking forward to it, though.

1. I KNOW that I am a Tenderfoot, and need advice. You're right Jeff9366, I have no idea what I don't know. So I don't take any offense whatsoever. That is why I have posted this thread for some "Real People" advice.

2. As far as implements goes, yes I Know Nothing! ! ! The Disc Harrow he had was from a Texas company, Armstrong Ag. The brush cutter was the brand, Titan. Now as I look on Craigslist, Tractorbynet, MachineryPete, and other online sources, what I am finding is the used implements are almost as much as the new. Like, a used disc harrow by Land Pride is only about $300 less than the new one. Maybe there are some better places for me to look.

3. Yes, the Kubota did say that I had to carry insurance on the tractor while financed. I am not sure if I HAVE to use their company or I can get my own. The thought to ask didn't occur to me. Though. . . I assume if I get a new tractor, whichever brand I choose, I assume I should get insurance on it. Though my builder commented that my homeowners should cover the tractor (but I don't know if that is true). And, that Kubota insurance is not cheap. $3000 over 5 years. As far as insurance goes, it appeared like it covered absolutely everything, including if someone spit on it ;-).

4. As far as the Kubota building in the the cost for the 0%. . . Yep, as rScotty mentioned, when I offered cash to get a better price, the dealer just snorted in derision. I reckon they just get you on the insurance they sell you. So the old saying, "they are gonna get it from ya one way or another" might be true.

I think that is it for today.

Thanks. . . Thanks. . . Thanks. . .

Kubota requires insurance but I just added the tractor to my homeowners policy (for no additional charge) and had Allstate provide me a letter verifying they covered it.

I don't understand how Kubota offers 5 yrs of credit at 0% while offering me only a measily $1,000 cash discount on my $22k purchase. This makes financing it with them a no-brainer.

(I estimated the cash discount should be over $3,000 depending on assumed interest rate. After all, there is really no such thing as "zero" interest. Money has a time value regardless of what you charge.)

There is something fishy about "zero" percent financing but I don't know what it is. (Maybe a tax credit offered by the government of Japan?)

 

[jeff9366]

I don't understand how Kubota offers 5 yrs of credit at 0% while offering me only a measily $1,000 cash discount on my $22k purchase. This makes financing it with them a no-brainer.

(I estimated the cash discount should be over $3,000 depending on assumed interest rate. After all, there is really no such thing as "zero" interest. Money has a time value regardless of what you charge.)

There is something fishy about "zero" percent financing but I don't know what it is. (Maybe a tax credit offered by the government of Japan?)

Kubota is a Japan based company with most of its manufacturing and assembly there.

Japanese interest rates have been below zero for years. In October 2019, Japanese 10-year JGB interest rates was -0.165% on average.

Kubota borrows $10,000 in Japan, pays back ~~$9,998~~ ten years later.

Kubota borrows as necessary in Japan to provide "0%" financing in the USA to move iron.

 

[jezreel]

Yeah it’s kinda crazy. Like one of the earlier posts mentioned, I asked the guy about paying cash vs. financing, and it didn’t make a difference. The price was the same, either way.

So, the banker told me not to take it any loans till we close on the house. Should be around Dec 20. I tell ya what. . . That day is gonna take longer to get here than Dec 25 did when I was but a little tyke.

 

[Trillium Farm]

Kubota requires insurance but I just added the tractor to my homeowners policy (for no additional charge) and had Allstate provide me a letter verifying they covered it.

I don't understand how Kubota offers 5 yrs of credit at 0% while offering me only a measily $1,000 cash discount on my $22k purchase. This makes financing it with them a no-brainer.(I estimated the cash discount should be over $3,000 depending on assumed interest rate. After all, there is really no such thing as "zero" interest. Money has a time value regardless of what you charge.)
There is something fishy about "zero" percent financing but I don't know what it is. (Maybe a tax credit offered by the government of Japan?)

Your home owner's insurance doesn't compare, in terms of coverage & situation. It appears that one is ahead because no premium is paid. Pay careful attention at what it Doesn't cover. It may indeed be that in your case that was the best route to take, but by all that I have read, written by people who did & did not have KTAC most buyers will benefit with KTAC, of course if it is called upon