As many of my ancestors were Scottish, I'm not known for throwing money away. So no, I wouldn't be paying a dealer to clean anything.
If you don't hang onto vehicles past about 6 years (average annual mileage), then any FI problems are going to belong to somebody else.... so it is a Don't Care for the original owner - fair enough.
If you hang onto vehicles a long time, the first thing to figure out is whether or not a newish vehicle even has a replaceable fuel filter. If so, check the OEM change interval, many people ignore this on road vehicles.
If your vehicle has no fuel filter, you might want to think about where the crud that used to end up in the filter is now sitting - unless you are selling it soon.
Above comments come from seeing injectors coming off gas motors at my friends shop, with clogged up screens on the top of the injector.
Lots of factors come into play, YMMV, literally. If you run a high quality/high detergent gasoline all the time, you are likely going to be in good shape. I choose to buy less costly fuel most of the time, and about 2 times/year (for my mileage) treat a tank with one of the products I listed before.
Rgds, D.