I hear what you are saying Greg but in reality there have been very few failures when you compare it to the sheer number of 200 Series Jinma's out there. I have had my tractor set to wide stance since 2004. It is a common problem with the late model 200 Series Jinma's to have the same problem as described above when equipped with a Jinma Loader, mine being one. I venture to say I use my tractor harder than 99% of the others out there having my tractor in 4 wheel drive while using the FEL probably 75% of the time. I have 504 hours as of today with no problems in less than 3 1/2 years. I would guess that 200-250 of those hours was digging hard packed gravel or dirt. The other hours is with the forks on the FEL lifting 800-900# logs, steel pieces up to 1,200#, pushing rocks the size of dishwashers, pushing snow, ect. My tractor is vary rarely used to do light duty jobs like mowing, grading, bush hogging, ect. I have changed my front axle fluid twice, once at 50 hours and once at 250 hours with no metal at all. I am planning to change all my fluids again at 600 hours.
Again it is your own tractor so do and use it how you wish but mine is tough as nails. Maybe I just got lucky but I work it hard and it never gives in. If I brake it I will just have to fix it.
Chris