Hi guys,
Thought I would add my two cents worth on Geothermal systems. I live in central BC (Canada) where the weather runs from -40F in winter on occasion, to 100F in the summer.
I bought my place in 2005 with a geothermal already installed, but also have a propane furnace as a back up unit.
For Florida, I would think the geothermal would work really well and the main function would be some warming, but mostly cooling.
My system is in ground, closed loop with the pipes buried about eight feet down. House size is 2,500 sq,feet. System repairs can be expensive for parts - everything is expensive in Canada, for some reason. It would be even more expensive if the actual repair work is done by a HVAC technician.
For me, the system has worked well, but it is around 20 years old or close to that (best I can figure). I have had to replace the fan motor and the control board, starting relay and capacitors in the seven years.
My understanding is about 2/3 of the total cost of a system is the inground pipework (excavating/drilling, pipe install etc.).
For those in the more northern areas of the US, the geothermal works for cold temperatures, but barely keeps up with outside temperatures hovering in the -40F range and gets to be very expensive with electricity costs. I have a propane back up furnace using 100 lb bottle of fuel. I am looking at getting a 500 gallon propane tank installed for really cold temperatures. When really low temps, the propane boil off is reduced and the bigger storage tank, the better the heating supply. Of course, with very cold outside temperature, one is more or less forced to have a "back up" heating system for safety reasons.
Just thought I would toss this out for general info and hope it hasn't strayed too far from the original thread.
Jim.