I'm trying to do a quick cost benefit analysis, and I can't see geo paying for itself if you have to pay $20K to have it installed.
In 8 yrs my electric has cost $7105, averaged $74 month, with 10 seer ac (used 3-4 months/yr), and oil fired hot water heat. my last yr electric cost is 18% above the average.
My heat cost for last 8 yrs is $6073 averaged $760 yr/ or $63 month. (last yr oil is 25% above the average).
my totol energy cost averages $137 month.
geo claims to use 1/5 the energy, so I'll subtract 4/5 of the oil cost, figuring the 1/5 will be the increased electric usage, so monthly bill is $87. I save $50 per month, so it will take 400 months, or 33 yrs to recoup the $20K cost, 15 yrs to recoup a $10K cost. Energy cost increases (oil and electric) will track about the same., as my history has shown.