Good Buy on eBay

[Slamfire]

When you set up your pay pal account you may specify whether you want your bank account charged or a credit card. If you choose the latter you'll have the full use of that company's protection. I had a pay pal account once, but never used it. I did get the $5.00 credit card credit, and the $0.02 they depositied into my checking account. /forums/images/graemlins/wink.gif

 

[akman]

I think the bottom line here is that Paypal is not a scam operation. The 4 day delay is for your and their own good. When I opened my Paypal accounts it only took 2 days to get verified via checking and MC/AMEX accounts and all the $1.98 was re deposited to my accounts.

I have bought and sold several times on eBay with paypal and have to say that other than one non paying bidder it's been a good experience and I have made out very well.

Like buying or selling anything, you have to do the research before making the transaction. Weather your doing it online or person to person or even going to a tractor dealership !

Where else can you buy an $8000 vineyard sprayer for $1100. Or an $9000 hydraulic rotary WeedBadger (in row rotary tiller) for only $4000 ?? I sold a backpack mistblower / sprayer this year for what I paid for it, this after using it several times !

Good luck. I always say to be smart with your money, but don't be paranoid about using it, especially when there are protective measures ou there. You could end up missing out on a great deal.
/forums/images/graemlins/laugh.gif
Tony

 

[Docsknotinn]

I used to buy a lot on eBay and used pay pal when they were in fact still owned by Pay Pal. Once eBay bought them and I got all of the 40 page updated user agreements which include them selling your name and address I stayed away. It is totally wrong to hold a seller responsible for any payment errors with pay pal. The number of other items they have for sale, the same or not is a non issue. After I sold a number of items their I thought about signing up for a sellers account. Try getting a hold of pay pal customer service and you will find out what a lousy service they are. I never ever never use pay pal now as they just want WAY too much personal info. If you dont trust the seller enought to send a check or money order then why bid ? There are a couple of other solutions. One is to use a Postal Money order. Under a buck. If they rip you off it becomes a Federal crime Vs a Civel issue as they were paid with a federal money order. It wont be easy but at least their is some possability for recourse. Second is to use Bid Pay. This would have been the best choice for our non paying bidder. You are simply buying a money order with your credit card from western union. They charge 3% ( the same as pay pal) plus a processing fee and shipping arrangement of your choice. I have had several people pay me with bid pay and they are a very reliable company. If the seller takes money orders he will gladly accept Bid Pay. The cost is yours to bare though. The biggest and easiest way to avoid problems on eBay is to ask questions BEFORE you bid. If you dont like the answer or dont get a answer just look for another seller. People are basicly good. If its under $30 and I want it fast sometimes I just send cash. I have never been ripped of or cheated on a cash deal. I did get burned once and I was glad for a direct Visa payment that time. For the most part now I avoid eBay on items over a couple of hundred dollars unless the seller has a sterling reputation. If we have any race fans I will have Daytona 500 tickets up in the near future as I just cant make it this year, NO PAY PAL. /forums/images/graemlins/grin.gif Dave

 

[EdK]

Thanks for the response and the link to the light thread. I'm watching the price on those lights as they creep up...$76 now with 2.5 days to go...

I also liked your portable building. I had one of the basic ones like in one of your early pictures that I got from Harbor Freight. It collapsed on my machine last winter! My neighbor stores his JD in a half-round style similar to yours and has had good luck with it. At least this winter I now have a garage for my tractor.

Thanks again, Ed

 

[fishman]

Bird and others,

I've used Paypal at least 20 times and never had a problem. When I originally set up my account, they "verified" my checking acount by making two small deposits. Then I returned to their website and entered the amounts to "verify my account. After that point I could add as many different credit cards as I wanted, as well as more than one shipping address (business, home). I've never had a problem and if I ever have any questions, I can find my transactions on the Paypal website or on my credit card statement.

And I've gotten some great deals on stuff from Ebay. /forums/images/graemlins/grin.gif

That might not be the way it works now, but it must be pretty similar. You just have to allow a little time to set up your account before you want to buy something. Just like most things in life, preparation is important. /forums/images/graemlins/smirk.gif

 

[pruntyc]

I have never had a problem with PayPal, but then again I have never had it verified either. But I trust them more than just throwing your CC number out on the web. But I trust the web, if it has a lock at the bottom, at least as much as I do some crudy looking guy or gal takeing it at a store. Some of the ID thief is a lot of times from the store or station, or wherever, and not from the web. Anyone that you give your card to, to charge something, can steal the number.

 

[Docsknotinn]

Dick, untill you get verified you have a spending limit. If you reach that cap you wont be able to use them any more with out getting verifyed. I used them many times before they were bought by eBay no problems. After that I just didnt like their terms. Many sellers on eBay are merchants in the real world as well. Like sears and Northern tool. Many take Crddit cards direct as well as eBay. Anytime you can go direct you are better off due to bank card protection even if they still charge you the 3%. eBay is a lot of fum. I guess its the 21 first century version of the garage sale. Dave

 

[MadReferee]

I always use my American Express card for internet purchases. They do not take fraud lightly. A few years ago I purchased something from a hardware vendor and used my AMEX card over the phone. A month or so later I was checking my on-line AMEX statement when I noticed a charge for a computer I did not buy. I immediately called AMEX and they cancelled the card and re-issued me another card. Since the charge had been posted but the monthly billing cycle was not yet over, they would not do anything to the charge since the merchant had until the end of my billing cycle to make a correction.

As soon as the billing cycle closed, they credited my account and went after the merchant since it is AMEX's policy that merchants must ship to the card address (or an alternate address on file with AMEX) for all purchases. To make a long story short, a few months later I got a credit transaction from the merchant and a debit transaction from AMEX (they wanted their credited money back). When I asked AMEX what was happening they indicated that the merchant was responsible since he did not follow the terms set forth by AMEX. AMEX also went after the crook who used my card number. I never found out what they did to the crook but a lawyer friend told me that AMEX almost always aggressively prosecutes.

 

[mountain_man]

<font color="blue"> How do you know whether it was online purchases or some other means by which someone got your card number? </font>

It was some time ago, but I think I remember the credit card company gave me the info about a hacked on-line server (not theirs). I'm guessing they knew it because of the large volume of similar fraudulent claims in a short time period that were traced back to a (legitimate) previous purchase at same on-line place.

PS - I haven't had any fraud problems since discontinuing using the new card on-line. Might be coincidence, but I doubt it....

 

[pruntyc]

I know about the limit Dave. I havn't got there yet, and when I do, then I will think about it. But I don't like the idea of them having my account number at the bank. Guess just geting old and I worry too much, but I don't think I will verify. I don't buy much on eBay, and if I bought something big, would probably use some other way of paying for it anyway.