JimRB
Veteran Member
We have had roofs replaced because of hail and wind damage. Insurance company gets with roofer and agrees on price. I pay my $500 deductible. Well I did upgrade my barn roof shingles to heavier duty and paid another $1,000 out of pocket. I installed the barn shingles the first time. If the wind had not damaged things I would have gotten another 5-10 years. I have better things to do than install shingles especially when the insurance company will pay (via my years of premiums) to replace including tear off.