Have to sell my SLT 1554 (no choice)

[JoelD]

First, I am sorry to hear about your struggles, my family is also hunkering down for the long haul.

Craigs is a good first place, free, lots and lots of people on it and you can easily relist and update.

For what it is worth, we've revisited all of our spending, from couponing when shopping to consolidating homeowners and car insurance to highspeed, cable and phone packages, we no longer eat out, etc., etc., etc. You know something, in the long run, its good for the mini-boss to see that mom and dad are very careful with the money, we had not been as careful in the past.

Now is also a terrific time to refinance if you've not already, the fixed rate mortgages have extreemly low interest rates. I'm a refinance hound and refinanced 4 or 5 times (no points, no closing costs and never pulled money out) 5 years ago was the last time I did it going to a 15 year 4.875% note, I'd refinance again if I could beat the rate by much, but that's about as low as it goes, my last ditch effort would be to add years, but I've never done that.

Another bright spot is, when the economy does turn, we'll be better positioned.

Again, good luck and hoping things settle out for you and yours sooner rather than later.

Sincerely,
Joel

 

[firstcub]

JoelD, Our stories are very similar. Thanks for the encouragement. We have made many of the same changes you did and are still working on some more.
I would be interested to know how you refinanced with no closing costs? Care to pm me some advise? The banks in my area want to charge you as much as possible but tell you it costs you nothing becasue they "include" the costs in the new mortguage.
Do they really think I am not seeing the 10-12 Grand tacked on the last column of the "sign here" sheet??

Thanks again... Best to you and yours as well.

 

[firstcub]

UPDATE:

Well... for better or for worse.... I am getting A LOT of traffic with this listed at 1500.00. I Honestly have them lined up to come and see it. Several have said "I will buy it at full price" just from looking at the pictures on Craig's List.
The first is coming tonight after I get home from work. Can't blame them I guess... It is for all intents and purposes practically new... and looks like it to.

Is it really strange that I feel so rediculously sad over this? I will miss that thing!!! (especially when I'm push mowing my lawn LOL )

 

[diesel_nut]

It won't be forever. Maybe you can help another guy out when you get back to being gainfully employed.

 

[firstcub]

Well................it's gone.

I am really happy to have "met" you all. You have been very kind in your lending of help and I am glad I was able to offer some help from time to time as well.

Thanks diesel... I'll look around here when I am ready to buy again. Maybe it will be ther perfect timing for someone.

Wish you all the best!

 

[micman32]

Firstcub, so sorry about your situation. Times surely have been tough. I am sure things will turn around for all of us soon!

Michael

 

[diesel_nut]

Glad you got it sold. Hope to see you back soon!

 

[firstcub]

Thanks Guys

 

[greenmule]

Well,I guess there are areas that have lived up to what you hear on the tv about how bad it is,but,don't notice it around most places I've been in last 6 months or so.Think its more hype than fact for 90 percent of the country.

 

[firstcub]

Think its more hype than fact for 90 percent of the country.

Um... not sure what to say to that.... seen the stock market lately? My company is 65,000 + employees... The largest firm in my field in the World. If we are feeling the sting... I assure you more than 10% of the country is feeling it.