Barticus, I got the Oliver at an auction for $5000. It has a loader, and is in excellent shape, except for the steering. The auctioneer, who is a dealer, agreed to give me any parts to fix the steering for free, so I'm just paying for labor which will be just a few hundred bucks. So I got a tractor for haying with a loader for less than $5500. It's a 1967 Oliver 1550, and it's 2wd and gas. I actually wanted gas. Most of you guys will think I'm nuts, but I feel that gas is much quieter and much easier to start in the winter. If you're willing to go with a vintage tractor, you can get a lot of bang for the buck, and if it has been well maintained over the years, it will serve you well. I also have a 1951 Ferguson that I love, and it's been a real workhorse for me. I've done a lot of research on vintage tractors for haying, so if you decide to go that route, I'd be happy to help any way I can.