SOLVED finally. Turns out the 3PH's upper-end stop at the top needs adjustment.
When I pull my 3PH lever all the way back, the hydraulics continue trying to lift it even though it can't go any further. This is not only enough to slow the loader's up/ down action waaay down, it also affects the HST, i.e. the speed of the tractor! (It had not done this before, though)
I was making the 20-minute tractor drive to my property today & the tractor "seemed" to be bogging down, even though the speedometer read the normal 13-14 mph. I wasn't positive, but it just didn't feel right. I stopped & just tried to think, what could be wrong?? Anything? Nothing obvious, to me anyway. Tried different HST modes, tried some levers, but nothing worked. I decided it was all in my head & kept going. Then ... it started overheating. :shocked: What the heck?!?!?! OK, now the problem went from a little bothersome to serious as all get out. Pulled over & randomly tried all the levers this time. Remember before when curling and/ or un-curling the bucket would fix the slow loader? Not this time! Turns out, as soon as I dropped the 3PH just a hair, the engine pepped right up & all was good again.
The adjustment must've actually gotten more out of adjustment, as now I can lift the 3PH to the top & immediately hear the engine bog; It didn't do that before. That also causes the FEL to immediately operate slowly. It all makes sense now, but it was too subtle in the beginning ... I never heard any engine bog when it first started this little problem.
Something so simple ...