How are your investments doing?

[Snobdds]

You don't know what you're talking about. There is plenty "of value" out there. Maybe not many bargains, but still value.
Yes, a smart portfolio contains some cash, but if your entire investment is in CDs, you're missing out on a lot of gain.

If all this was "easy", we'd all be millionaires.

bad money managers don't know when to take profits...

 

[mark in portugal]

My impression is than money managers know very well how to make money; for themselves at least.
If the client also earns, that's nice too.

 

[Snobdds]

My impression is than money managers know very well how to make money; for themselves at least.
If the client also earns, that's nice too.

Money managers act like Oaktree...they never want you to sell and bank profits because that cuts off their money train too.

You can bank profits, idle for a bit and then buy back once things get cheaper.

You can grow a portfolio much bigger this way then doing the money managers favorite word...dollar cost averaging.

 

[Torvy]

Once we retired, we added more funds that pay dividends. Our investments are still increasing, despite the fact that all of our current income is derived from withdrawals.

Our advisor has given us good advice. There are times when we will pull out of a particular investment and rest that money in something more stable. All-in-all, it works for us. We could, perhaps make more money, but it isn't worth the risk at this point.

Spending is almost always a bigger problem than income. Some people never learned to spend wisely.

 

[LittleBittyBigJohn]

Money managers act like Oaktree...they never want you to sell and bank profits because that cuts off their money train too.

You can bank profits, idle for a bit and then buy back once things get cheaper.

You can grow a portfolio much bigger this way then doing the money managers favorite word...dollar cost averaging.

I've tried it both ways. I have a small account that I trade individual stocks. I've made some gains with it but nothing like the ones I direct into mutual funds and leave for long periods of time. I do consistently better in the areas where I have left money in than trying to "time" the market.

 

[CloverKnollFarms]

I'm all in for a Dec rate cut and the SCOTUS likely limiting tariff powers of POTUS.

Things go up and down, but I've have 14% more upside than downside in my investing career.

I don't try to time the market, I don't move things around. Look at fundamentals and choose wisely and sit, that is all I do.

 

[ponytug]

I'm all in for a Dec rate cut and the SCOTUS likely limiting tariff powers of POTUS.

Things go up and down, but I've have 14% more upside than downside in my investing career.

I don't try to time the market, I don't move things around. Look at fundamentals and choose wisely and sit, that is all I do.

14%/year?

 

[CloverKnollFarms]

It is easy and we all could easily be millionaires.

Even if you made the federal minimum and only invested the amount that is taken for Social Security, you would have over a million simply by putting it in an S&P fund and leave it alone for the 50 ish years you work.

People spend money they don't have on things they don't need. They want a lot of things. The key is wanting what you can actually afford. Discipline is a lost art

 

[CloverKnollFarms]

14%/year?

That's our average over the last 20 years of investing. Yes, 14% per year.

 

[LittleBittyBigJohn]

This is one of my accounts that I do like Ron Popeil and "Just set it, and forget it". It has a neat little snapshot of percentages. I'm seeing similar returns as CKF above.