Ok thanks folks. I'll pull the mower deck off and have a good look as suggested. I'll definitely be walking my fields before mowing in future. It's actually only been 2 weeks since I last mowed, but its been so hot and humid here the grass is already 18 inches high!
Aside from the strain on the mower, can someone please explain to me what having a tractor stop-dead like this can do to the tractor/engine? What tractor parts are being stressed exactly? What kind of repairs might I be up for if they keep doing this? (hypothetically...I WON'T keep doing this!!)
Also, why doesn't this brand new Kubota mid-mounted mower attachment have a slip-clutch or shear pin??