I'm in the camp that says that under ideal circumstances (e.g., only organic material entering system) mother nature will create enough bacteria in the tank to biologically convert solids to a liquid effluent therefore in theory the tank never needs pumping. A new tank was installed when my wife and I moved into our home almost 12 years ago. We've yet to pump.
We are pressing our luck however. Our circumstances are far from perfect. Our drainfield soil characteristics are not ideal, primarily due to heavy clay content. Our system suffered effluent breakout during the wet season when we first moved in. A few years later, I dug two additional trenches and laid down some lengths of chamber type "infiltrator" pipes and connected these to the existing system, thereby extending our drainfield by approximately 30%. I've yet to have breakout since, knock wood. Finally, the washing machine discharges directly into our septic tank. Even with a filter, I'm sure some fibers make their way to the tank.
My neighbor's on the other hand, has yet to address their failed drainfield. At times, when they flush, the septic vent pipe becomes a geyser. Nice smell too. Yuck.
I feel their pain. They are not DIY'ers and the cost of some of these engineered systems that require pumps, mounds, sand/peat filters, aerobic systems, UV filters, etc. can be more than the cost of some of the homes in my area.