The power that's lost to the drive wheels (greater than the PTO power loss) ends up as heat in the HST hydraulic system. While undesirable, that does not necessarily mean that the reliability is reduced. If the system is designed to eliminate that extra heat, and all the components stay within their acceptable temperature ranges, then there is no real reason it would be. If you are doing serious ground engaging work, or anything where you are putting a lot of power through the drive wheels in a constant way, then such a system would not make the most sense. You’d just be turning diesel into heat for no reason.