I thought I was retired too.
I worked hard, and since 18 years old, had a plan and worked towards it so that I could retire early, and I did, at 42 years old. I am not lazy (obviously), as I had a working farm at that point, and planned to just work the rest of my days out doing that, instead of building ships.
Then I got cancer...I am not fully out of the woods yet on that, as I have had three bouts of cancer, but I ended up spending a lot of money to stay alive.
The doctors wanted me to take disability, but at 45 years old? There had to be something I could do to contribute to society, even if there is no way I can farm any more. It took a few months, but now I work for the US Dept of Labor, working with underprivileged kids so they can be employable. It is the best job ever. EVER. Very challenging, but the greater the risk, the greater the reward too.
I had one person state that I "never really retired", but that is not the case. I retired early because I learned at a young age, that you put the work in up front, and reap the rewards later. But I have also learned that man makes his plans, but God directs his steps.