</font><font color="blue" class="small">( I will jump in here, you are right on the credit cards, i have opened up many to get free stuff or a discount, when i bought my large tv and entertaiment center, if i opened an accout with the store no interest for 1 year, paid it off in 3 months and never closed the card, so i guess it still shows as an active card? <font color="red"> don't they look at that, that you have an open card and not used it in 8 years? </font> )</font>
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<font color="red">No they don't .All they look at is pontental debt.
The potental is still there used or unused. </font>