Insurance, particularly digging insurance?

   / Insurance, particularly digging insurance? #11  
It's "Dial Before You Dig" in Australia... which then defers to your particular State. After calling AND receiving a site map, if you tear up an un-marked line, you're covered for damages. However (and there always seems to be a 'however'), you need to "trust but verify" if something doesn't seem quite right;

When I was preparing the ground for my 5-bay sheds concrete pad I gave them a call. The map provided was from when the original property was split in half, and then my 'half' was further split into three 6-acre lots. The map showed four utility lines (telephone & power) from the corner of my property going directly to the houses on the respective properties. One of these marked lines even went underneath my own house.

I knew that this had to be wrong. I called them back and expressed my doubts and their answer was that they would send a surveyor to detect where the lines were, but if they were where the original map said they were, then I would have to pay for the new survey.

Anyway, they sent a sub-contractor to detect the lines and they were, indeed, nowhere close to what there old map said. The phone line went up the driveway and the power came in via an underground cable from a pole at the back of the property. Fortunately, my shed was going in far away from where the actual lines were sited at.
 
   / Insurance, particularly digging insurance? #12  
6k a year is crazy. I dig holes anywhere from 10' to 40' deep and put dynamite in them and my insurance isn't that much.
 

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