The mesh screen is only a trash guard, probably only 120-100 micron. The $6,400 questions are what do you do with it? How many hours per year? And how long do you plan to keep it?
If all you are mainly mowing than it doesn't pay to monkey with a filter. If you do a fair amount of FEL work, maybe it would because you will ingest some dirt past the rod seals. If you do a lot of work with the hydraulics than yes it would probably pay. What you have to consider is the added back pressure of the filter, especially with cold oil, is going to make the pump work a little bit harder all the time and you will burn a little bit of extra fuel. Then add in the cost of a filter and plumbing. Now compare that with one potential pump rebuild/repair, if you plan to own it long enough. A third option might be just replacing the fluid every year in late fall/early winter once there is minimal dust in the air. (I have tracked oil samples were I could tell when it rained!)
An accountant would look at cost vs. return. On the other hand my dad taught me that preventative maintenance is the way to go, so I would lean toward the filter. And like CJ said something in the 10-15 micron range would be good. Obviously you want it rated for system flow, but going higher won't hurt as it will lower the back pressure and give you more dirt holding.
ISZ