Insurance JD insurance question

[jmt1271]

i bought the JD insurance when i purchased my tractor, without researching it first. it was cheaper than my ins company(all-state). but i am having trouble finding info on my coverage. can anyone give me the basic details about my coverage? is it covered if i drive it to the gas station to fill up and get hit by a car? if i am doing non-commercial work to help a friend and roll it over is it covered? etc.... thanks.

 

[Redneck_Randy]

By law the insurance company has to send you a policy. If you just bought the tractor it may take about 2 weeks to get to you. If it's been longer then that I would call your dealer and get the JD insurance company phone number and call them.

 

[gordon21]

Call the JD finance division and tell them you want a copy of the policy. I had to do that after waiting about 3 months. It arrived a week later in the mail. The service from JD finance itself is great. The insurance part needs some serious improving.

 

[NoMo]

I called just last week to see what coverage I have on my tractor. According to the woman I spoke with, it's covered for any loss of any kind. She said that if it fell off the trailer going down the highway, was stolen or lost in a fire that I was covered. Those were the specific questions I had. You should definitely call and ask your specific questions.

 

[JESSE1]

Just be aware that you can only get insurance from JD while the tractor or implement is financed. When it's paid off you're on your own.

 

[jmt1271]

THANKS ALOT GUYS.

 

[BloomingtonMike]

I called just last week to see what coverage I have on my tractor. According to the woman I spoke with, it's covered for any loss of any kind. She said that if it fell off the trailer going down the highway, was stolen or lost in a fire that I was covered. Those were the specific questions I had. You should definitely call and ask your specific questions.

Get a policy, save it, keep everyting in writing.

 

[tb1472000]

They didn't offer insurance to me when I purchased a 2520. It was financed with the 3 year 0%. How much does the insurance cost?

Thanks,
Bruce

 

[jdbower]

They didn't offer insurance to me when I purchased a 2520. It was financed with the 3 year 0%. How much does the insurance cost?

I got the same deal. It probably varies by state whether it's required or what it costs, but I show a premium of $173 for my 2520 plus attachments.

 

[Nuru]

Your homeowner's policy should also cover it. Mine did in the North East.