GVW,
Been There Done This and still want a better answer about Tractor Security.
The dealer is right about the JD insurance. Its only available with a JD loan.
My home owners policy was a bit iffy on tractor protection. I read the policy and I could see them covering the tractor. I could see them denying coverage as well. I talked to them and eventually the SAID that the tractor would be covered. I would want that it writing. For roughly $10 a month I went with the JD insurance since I financed through them. At some point I'm going to refinance the loan and I'll have to get the insurance coverage in writing.
Since my tractor is alone I'm worried about theft. But there is only one way in to my property and it not easily accessible. I also don't leave the tractor where it can be seen from the road. There are very few people that even know that the tractor is there. I intended on keeping it that way. Course I just told everyone on TBN!
If they don't know its there they can't steal it is my mantra. I had the option of leaving the tractor at the neighbors but then the tractor would be in view. I figure I have it in the safest place I can get. I'm actually thinking about moving the tractor to a new location on the property to be even more paranoid.
I like the idea of a kill switch. I thought the fuel cutoff valve would prevent the engine from being started. It does not, so there went one of my little tricks to try to protect the tractor. I'm more worried about teenagers getting on the property for a party and then finding the tractor than I am about theft.
I keep the tractor locked up with a chain and lock. Teenages would not likely be able to cut the chain/lock and even if they got the tractor started and moveable they would not be able to go anywhere because of the chain. The chain is around a tree so it ain't going anywhere....
Hope this helps...
Dan