To Sutol
I spotted that first off when you mentioned the carbide insert. I use drills similiar to yours to drill into concrete. A slang in the trade is it is called a Carboly. That describes a drill with a soft steel shank with a rough turned spiral flute and on the end is silver soldered a solid carbide insert. The carbide insert is ground for a percussion point that is why the drill is placed in hammer and drill at the same time. These drills come in 1/4", 3/8"
, 1/2" shank, the larger ones are SDS ( splined drill shank ) and SDS MAX.
Now there is a trick and that is to resharpen the percussion point to a twist drill profile. This can only be done on a GREEN STONE wheel , these are the only wheels that can touch carbide.
It is possible to have a twist drill point with a carbide insert but I have not seen them .
A fellow at the plant did order a solid carbide drill to remove a very tough bolt and it was costly and it looked like a regular twist drill except it was black and looked expensive.
Look at all the fun we are have drilling a hole in a ball bearing.
Craig Clayton