/ Kioti Insurance #11
- Jul 2, 2014
- Kioti CK35 HST TL, Gravely ZTHD
I can't discount any of your scenarios, they could all happen, but I will say you have a darn good imagination.
I agree, how did you think of those?
Now, I'd have to double check, but I think the homeowners covers the liability issue (my property, non farm use). damage to the tractor through my fault, I have to check, really not sure. However, I was really concerned with theft and fire etc, maybe a little with liability (there is no one around me), self inflicted wounds never really occurred to me, are you saying that the Kubota would cover some idiot tipping his tractor into a pond or blowing up the gearbox through a failure to clutch? Also, most damage would be under the deductible, so I'd pay for it anyway, but a complete loss might be covered. I'll have to read the fine print and talk to the agent.