Kubota Insurance Buyer

JOHNTHOMAS · Apr 18, 2011

Bought a B2320 a couple of weeks ago. Told Steve Barlow to contact my Ky Farm Bureau Agent to add it to my homeowners policy (as I've always done except for RTV1140 KTAC on it). I already have some Kubotas on my homeowners.
Got a big envelope from KFB and finally looked at it this morning. Finally found on one of the pages that I had added an Inland Marine policy to cover my B2320 for 80% coinsurance to the tune of $196 per year.
Just got off the phone with Kubota Insurance (about 4 minutes) after buying their way better coverage for an annual cost of $86. Gave them CC Numbers and now on my way to Ky Farm Bureau office to change coverage from Subaru WRX to Dodge Challenger R/T and to cancel the Inland Marine Policy on the B2320.

bp fick · Apr 18, 2011

Pretty much parallels our experience.

displacedPA · Apr 18, 2011

ugh sounds like going with Kubota insurance is the way to go. So in order to get approved for Kubota Financial do you have to have prof. of insurance? Just a question? BP and JT I fillied out my Credit form today for the tractor.. :confused2:

JOHNTHOMAS · Apr 18, 2011

displacedPA said:
ugh sounds like going with Kubota insurance is the way to go. So in order to get approved for Kubota Financial do you have to have prof. of insurance? Just a question? BP and JT I fillied out my Credit form today for the tractor.. :confused2:

You do have to have Insurance with Kubota Credit as the Lein holder before your financing goes thru. The Kubota insurance is outstanding for a reasonable price. I have not always used Kubota Insurance when my homeowners covered the equipment for no additional cost but I admit the homeowners does not cover as much as the Kubota Insurance. Guts to deciding if it's worth the extra for the extra coverage but in my recent case it wasn't extra money for extra coverage, it is extra coverage for less than half the money.

LBrown59 · Apr 18, 2011

displacedPA said:
ugh sounds like going with Kubota insurance is the way to go.

So in order to get approved for Kubota Financial do you have to have prof. of insurance?

Just a question? BP and JT I fillied out my Credit form today for the tractor.. :confused2:

Yes. ~~~~

bp fick · Apr 18, 2011

Yup, just like anything else that's mortgaged or has a lien. Got to insure someone else's potential loss. Get it paid off? Nobody but you and you alone decide.

crazyal · Apr 18, 2011

When I bought my BH I had to look around for inland marine insurance. The prices were all over the place. Often what they covered ranged from barely enough for a lien to the strange. The company that my agent found that offered good coverage for a reasonable price is also the company I have my Kubota on. The price I'm paying ($125 a year for $25k of coverage) is below anything I've seen. Now it could be because I had my BH covered with them and never made a claim (I no longer have coverage on it since it never leaves the property and homeowners offers enough coverage).

BXinNH · Apr 19, 2011

Just added ktac insurance to my BX (it is covered by my homeowners too). It took one email, one phone call and a total of ten minutes to get coverage. Cost about a $100 for the year, hope I never need it.

Matt.

Falconjms · Apr 19, 2011

I just bought my BX25 last week and I took the Kubota insurance. I called my state farm rep and to get the same coverage it was slightly more expensive than Kubota or had a higher deductible than Kubota.

I think Kubota has a competitively priced product with their insurance. Once the 5yrs of payments are over then I may drop it and just depend on my homeowners.