Thanks for all the input. TBN is the best site for information I have seen, and I have seen many sites on the 'Net. After talking with my dealer, I discovered that the dealership offers insurance thru an independent company (as well as Kubota insurance), and I decided to go that route. $200 deductible, all perils, $106/yr. Dealer told me they have never had a claim go unpaid.
BTW, I bought a 2004 L2800 with 4WD, FEL, shredder and box blade, and it's gonna be tough waiting for delivery!
BTW, I bought a 2004 L2800 with 4WD, FEL, shredder and box blade, and it's gonna be tough waiting for delivery!