KTAC
Advertiser
- Joined
- Dec 21, 2009
- Messages
- 170
What's your deductible? A farm policy is comparable to KTAC when it comes to coverage but typically has a higher deductible which gives you a lower premium amount.
When I financed my 3940 through Kubota's 0% plan several years ago, I had to buy their insurance. I didn't have an option to use another insurance company. The only benefit the Kubota insurance offered over my HO policy was it covered any loss anywhere including I believe transportation losses (like falling off a trailer).
Check Case New Holland financial services. Just insured new tractor and implements for $165 per year. This is for $24k coverage with $1,000 deductible. They insure all tractor brands.
Oddly enough, Farm Bureau was $600 per year for same coverage. That surprised me.
KTAC would be about $375 per year and a $250 deductible. If you file one claim, the combination in money saved with KTAC (deductible + annual payment) is better than both the CNH and farm policy. Just saying...![]()