Geotech
Silver Member
I didn't mean to create a "Kioti vs Kubota" thread, though the opinions are appreciated. Mostly trying to provide context to the situation to see if there is any advice on optimizing the deal.
I am open to strategies to optimize the deal with the Kioti as well as the Kubota. Kubota offers 1.99 percent interest over 7 years or 0 percent over 5 years. For the Kioti, I can get financing along these lines: 4 years at 2.65%, 5.5 years at 2.95% or 7 years at 4.75 percent. (these are my personal options - Kioti does not have good financing options). While the Kioti would be cheaper if I paid if off early, over a 5 year loan, the monthly payments would be within $10.00 of each other. This is assuming land pride attachments for the Kubota (though the grapple might be EA) and all EA attachments for the Kioti.
I am open to strategies to optimize the deal with the Kioti as well as the Kubota. Kubota offers 1.99 percent interest over 7 years or 0 percent over 5 years. For the Kioti, I can get financing along these lines: 4 years at 2.65%, 5.5 years at 2.95% or 7 years at 4.75 percent. (these are my personal options - Kioti does not have good financing options). While the Kioti would be cheaper if I paid if off early, over a 5 year loan, the monthly payments would be within $10.00 of each other. This is assuming land pride attachments for the Kubota (though the grapple might be EA) and all EA attachments for the Kioti.