lamarbur
Gold Member
congradulations on retirement. Most that I know where I live, get rooked into some kind of local town political committee. Next thing you know, they are busier than when they worked..
)
)LAST DAY OF WORK TODAY
- Thread starter frank_f15
- Start date
- Views: 1838
Retirement was kind of a surprise for me. I had my own business with 3 employees, and we were thriving. Then, all within the same short time period, one quit, one was disabled with shoulder surgery and one died. Since I had more or less "invented" my business, and the 4 of us had felt our way until we knew how to do what we were doing, I couldn't just hire someone -- there is no one with "experience". So, reluctantly, I closed up.
I could have planned better - someone mentioned health insurance - I had no Cobra, and my wife is also self employeed, so we pay through the nose for individual coverage. When we can find it -- we've already had two companies quit offering the coverage in Florida, and are now searching for yet another, at a cost of over $1,200 per month for catastraphic coverage only! Just have to hang on for 2 more years until we qualify for Medicare, which, the way things are going, will probably also disappear by the time we get there.
I was a bit depressed about the whole thing until my wife suggested we buy the acreage next to our daughter and build a new house and shop. I had plenty to do, but it was all negative - selling off inventory, preparing to sell the commercial property, etc. I still have problems with that side of it, but getting out to Okeechobee and working on the new place helps a lot. Plus, it didn't take long to see that I was going to need a tractor, and that led me to this place, and all the new "friends" - which has become a nice thing.
When the new shop is built, I may dabble back into what I was doing before, "un-retiring" myself a little, but without employees. My son and I also set aside our road racing activities a few years ago to concentrate on business, and I'm looking forward to getting back into that, again -- I build the car, and he drives it -- once the shop is done. In the meantime, like everyone else, I find there aren't enough hours in the day.
I feel sorry for the folks who retire with nothing to do -- my observation is that they die earlier.
I'm really a lot more upbeat than this sounds -- I'm just still having a little trouble describing myself as retired.
I could have planned better - someone mentioned health insurance - I had no Cobra, and my wife is also self employeed, so we pay through the nose for individual coverage. When we can find it -- we've already had two companies quit offering the coverage in Florida, and are now searching for yet another, at a cost of over $1,200 per month for catastraphic coverage only! Just have to hang on for 2 more years until we qualify for Medicare, which, the way things are going, will probably also disappear by the time we get there.
I was a bit depressed about the whole thing until my wife suggested we buy the acreage next to our daughter and build a new house and shop. I had plenty to do, but it was all negative - selling off inventory, preparing to sell the commercial property, etc. I still have problems with that side of it, but getting out to Okeechobee and working on the new place helps a lot. Plus, it didn't take long to see that I was going to need a tractor, and that led me to this place, and all the new "friends" - which has become a nice thing.
When the new shop is built, I may dabble back into what I was doing before, "un-retiring" myself a little, but without employees. My son and I also set aside our road racing activities a few years ago to concentrate on business, and I'm looking forward to getting back into that, again -- I build the car, and he drives it -- once the shop is done. In the meantime, like everyone else, I find there aren't enough hours in the day.
I feel sorry for the folks who retire with nothing to do -- my observation is that they die earlier.
I'm really a lot more upbeat than this sounds -- I'm just still having a little trouble describing myself as retired.
TerryinMD
Veteran Member
Frank F15,
Congratulations!!
After being off for 8 months and doing what I wanted to do, going back to work does two things - albeit important things. Making money and having medical benefits.
Now that I'm working again the BS has returned - getting up at 0-dark-thirty to avoid the worst traffic, working with people with unreasonable expectations, dealing with employee problems, reports, time cards, etc. Yuck!!!! /forums/images/graemlins/frown.gif
At least 7 more years of this stuff!!! Unless we can work something out to replace some of the income and have reasonably priced medical care. But, alas and alec, this will be lot....
Enjoy yourself, become a WalMart Greeter for some spending money, and live a life that makes you happy.
Terry
Congratulations!!
After being off for 8 months and doing what I wanted to do, going back to work does two things - albeit important things. Making money and having medical benefits.
Now that I'm working again the BS has returned - getting up at 0-dark-thirty to avoid the worst traffic, working with people with unreasonable expectations, dealing with employee problems, reports, time cards, etc. Yuck!!!! /forums/images/graemlins/frown.gif
At least 7 more years of this stuff!!! Unless we can work something out to replace some of the income and have reasonably priced medical care. But, alas and alec, this will be lot....
Enjoy yourself, become a WalMart Greeter for some spending money, and live a life that makes you happy.
Terry
OP
frank_f15
Super Member, Rest in Peace
</font><font color="blue" class="small">( Enjoy yourself, become a WalMart Greeter for some spending money, and live a life that makes you happy.
)</font>
i was thinking more along the lines of repalcing the VALUE GUY! I EVEN HAVE THE MOVES DOWN RIGHT, serious tho, i am qualified to teach basic a/c and refrigeration if i so choose but i think i am just going to do what i want when i want. little things mean a lot , like being home and deciding that i want to take the bride (40 years last week) out to lunch., and then being able to care for my grandson for 3 days as his mon and dad have to go away on business. i guess i just call it freedom. /forums/images/graemlins/grin.gif
)</font>
i was thinking more along the lines of repalcing the VALUE GUY! I EVEN HAVE THE MOVES DOWN RIGHT, serious tho, i am qualified to teach basic a/c and refrigeration if i so choose but i think i am just going to do what i want when i want. little things mean a lot , like being home and deciding that i want to take the bride (40 years last week) out to lunch., and then being able to care for my grandson for 3 days as his mon and dad have to go away on business. i guess i just call it freedom. /forums/images/graemlins/grin.gif
<font color="blue"> Enjoy yourself, become a WalMart Greeter for some spending money, and live a life that makes you happy </font>
The funny thing is, I did some basic research on jobs that a 63 year-old can get, part-time, and have some access to medical insurance, and WalMart comes up on top. According to their web site, they have positions for assemblers, for bicycles, lawn mowers, grills, displays and such, and that's one place I can run rings around the kids, maybe because I can and do read instructions.
They're just completing the third Super WalMart in our County! I don't know of too many counties in Florida or elsewhere that have three Walmarts, all within a 12 mile radius...
I don't know if I'm quite ready to give up my new-found freedom after 8 years of running a retail store 6 days a week, with paperwork on Sunday and evenings.
The funny thing is, I did some basic research on jobs that a 63 year-old can get, part-time, and have some access to medical insurance, and WalMart comes up on top. According to their web site, they have positions for assemblers, for bicycles, lawn mowers, grills, displays and such, and that's one place I can run rings around the kids, maybe because I can and do read instructions.
They're just completing the third Super WalMart in our County! I don't know of too many counties in Florida or elsewhere that have three Walmarts, all within a 12 mile radius...
I don't know if I'm quite ready to give up my new-found freedom after 8 years of running a retail store 6 days a week, with paperwork on Sunday and evenings.
Bird
Rest in Peace
</font><font color="blue" class="small">( I don't know of too many counties in Florida or elsewhere that have three Walmarts, all within a 12 mile radius )</font>
We currently have 3 Wal-Mart SuperCenters within 12 miles of us, and a fourth one that will be even closer appears to be very near completion; should be opening very soon. I've been thinking about the possibility of applying for a job there myself; not for the health insurance, which I already have, but could use some help in paying for the insurance we already have. /forums/images/graemlins/laugh.gif This year, they finally decided to skip a year of raising the premiums; instead they're just raising the deductible from $300 to $1,000 per person. /forums/images/graemlins/frown.gif
We currently have 3 Wal-Mart SuperCenters within 12 miles of us, and a fourth one that will be even closer appears to be very near completion; should be opening very soon. I've been thinking about the possibility of applying for a job there myself; not for the health insurance, which I already have, but could use some help in paying for the insurance we already have. /forums/images/graemlins/laugh.gif This year, they finally decided to skip a year of raising the premiums; instead they're just raising the deductible from $300 to $1,000 per person. /forums/images/graemlins/frown.gif
OkeeDon
While they (Walmart) do have medical insurance available, the benefits I've seen leave a lot to be desired. I reviewed one of their policies when my father-in-law took a job there. In this instance (Minnesota) he could get much better coverage by buying an individual coverage.
I'm sure the managers have a better plan available, but the rank and file employees plan didn't look that good to me. Again--this may be different from state to state, but I doubt it.
Bob
While they (Walmart) do have medical insurance available, the benefits I've seen leave a lot to be desired. I reviewed one of their policies when my father-in-law took a job there. In this instance (Minnesota) he could get much better coverage by buying an individual coverage.
I'm sure the managers have a better plan available, but the rank and file employees plan didn't look that good to me. Again--this may be different from state to state, but I doubt it.
Bob
