Insurance Loan Insurance ?

[ScottK]

The JD credit insurance is costing me $107.00 for 48 months on a $12K loan, $500 deductible for ag and consumer use, $1000 for commercial use. It is UltraGard physical damage insurance and is underwritten by a member of the Sentry Insurance Group. If you would like a pdf of the policy terms, PM me.

UltraGuard is only available while it is financed through JD. SentryGuard is the policy that is available to individuals when JD is not involved or it has been paid off. The UltraGuard rep at Sentry explained it to me. You would need to specifically ask about SentryGuard in your state and what equipment it will cover.

 

[mffarmall]

I got a quote of $86 a year with Agri Credit. That is much better then the $26 a month from Wells. If anyone needs the number 1.800.873.2474. It seemed to be a good place to start.