Vince, great post explaining the various gear transmissions. I think that many people look at 2 different tractors of the same HP and think they are getting a bargain in one versus the other and forget that one may have a more advanced type of gear transmission.
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( With gear tractors, are the gearing ranges more flexible and cover a wider range) </font>
Also, in addition to what what Vince wrote, a HST can operate at slower ground speeds than most gear tractors while keeping the RPMs up for PTO powered implements. As Vince wrote, you can change the RPMs to adjust speed on a gear tractor, but if you are using a PTO powered implement and you slow the engine, you are slowing the PTO and thus slowing the implement. So in a situation like very heavy grass that is bogging down a cutter, slowing the ground speed can actually be counter productive with a gear machine but will help with a HST. Same thing can be encountered when using a tiller and the ground conditions start bogging things down.
I still think it would help the members of the forum to know what tasks the tractor will be used for so they can help with some more informative answers as to which tractor & transmission would be better for you. Are you mowing the hills? If so, roughly what % of your time is going to be spent mowing? Are you using a FEL on the hills? Are you putting in a garden and need a tiller, culivator, etc? Do you have another machine for mowing so that this will never have a mower deck attached? Are you pulling a box blade, if so what % of the time? Is cost your primary concern or are you looking for the best compramise between spending and utility? Etc. . .