look at the price of a retail pack of cigarettes
I'm a retired CFP and it has always pained me to get in line, when I was in NC, at the supermarket and see all these poor folk
buying cases of beer, cartons of cigarettes, and usually several cases of Coke or similar. And yes add bags of chips.
it wasn't a cliche...it was real and a lot of it.
does get back to the core comment of using common sense.
btw, the green stuff costs about 285 an ounce locally, in NJ.
It was about 190 in California so transport cost not bad.
used to be 400.